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I use BoA travel rewards card as well, plus 12 months 0% Apr
If you have an Amex charge card, ever thought about converting to a Platinum? Save yourself a HP and worthwhile if you can justify the annual fee
Most AMEX cards can be available with the EMV chip! NOT all AMEX CSRs know this yet, based on my call-in experience a few days ago. First rep said NO, and that only the AMEX Centurion and Platinum cards can be upgraded to EMV! I called back a few minutes later and reached a rep who was quite familiar with EMV chip upgrades. She said that MOST of the AMEX cards were upgradable, including both of my AMEX Green and BCE cards! My new cards will be expedited this week, with intended arrival to me by Friday of this week! I believe she also said that once you upgrade to cards with EMV chips (still has a swipe strip for U.S. use), you can NOT revert back to the older non-EMV version. version. I hope this help . . . !!!
I recommend BofA Travel Rewards as well.
-No FTF
-No Annual Fee
-Has EMV (Chip & Sig)
-1.5x pts (AKA 1.5% cash back) on everything (& 1.65x pts on everything if you/they have a BofA checking account)
-Even has a student version which makes it super easy to get.