Help me Get a better card please

[jjbryant3]

well i had some collections on medical on there which i had removed.. 4 remain they are stubborn but i will get them off. her cards may be holding me down i get it. hers are almost at a year I would hate to break that green line it looks good on my file if i can just get it a little higher. but i did have them all pretty maxed and finally realized to pay them all off and my scores are going up fast. minus that collection that dropped me 10 but i t was removed within 20 minutes man i hope i get that 10 back.

[jjbryant3]

EQ 600 TU 640 EXP 638 all fico8 from my fico. I went ahead and applied for a QS1 and got approved for a starting 500 CL. should i try to add one more? We want to buy a house by next spring so nows the time for any new accounts. I will close one of the FP cards now

[Anonymous]

Congrats on your new card! My transunion score was similar to yours and I was approved for the Barclays reward card. Also, I believe with your discover card you can try for a CLI after 90 days.

[SunriseEarth]

OP, congrats on your QS1 approval!   Keep up on your efforts and you'll see that card grow.   If your collections are paid, keep up with GW requests.  If they're unpaid, look into PFDs (there's lots of information on those processes in the "Rebuilding" Forum).   The other big thing you can do now is push that UTIL down.   If you can get every card below 10%, great!