Help me apply a credit card

kyenku · ‎04-05-2018

Okay

Thanks a lot everyone.

So should I pay my loan next week or pay one card off?

AMEX BLUE CASH Everyday 25000 DISCOVER IT19500 CHASE SLATE 5000(Closed) Chase Sapphire Reserve 21500 BOFA TRAVEL REWARDS SIGNATURE 30500 BOFA CUSTOM CASH REWARDS VISA SIGNATURE 32500 CITI PREMIER 16820 CITI Double Cash 17000 Citi Simplicity 16000 DCU 5000(Closed) Amex Blue Cash Preferred 5000 CapOne Silver 12000 APPLE CARD 12000 WellsFargo 1700 Macys 16000 BARCLAYS 6000

ChessChik47 · ‎04-05-2018

@kyenkuwrote:
Okay

Thanks a lot everyone.

So should I pay my loan next week or pay one card off?

If I were you, I'd pay the credit cards...they are closed and reporting balances and that's not good. The loan, though it has a high interest rate, is still in good standing.

Kforce · ‎04-05-2018

1) No new cards

2) Pay off closed cards first to help Fico

3) Loan next to save some $

Gregory1776 · ‎04-05-2018

@kyenkuwrote:
For Amex I have this pre-approval on my screen

You're pre-approved to apply for The Platinum Card®. Enjoy exciting benefits including up to $200 annual savings with Uber. Plus, learn more about a 60,000 Membership Rewards® Points offer. Terms apply.

Is this worth it?

Not for what your looking for.