Help me choose a Mastercard

[DVH1980]

Citi was at the top of my list, I was denied back in May so Im a little hesitant about trying again. I did apply for the Diamond preferred which may have been out of my reach. Not sure how I would fare this time around, even if applying for one of the easier cards....if they even have "easy" cards.

[wreith]

I apped for the world mc and was approved for plain, I think if you don't qualify they'll give you the other.

[DVH1980]

Im leaning more and more towards going with USAA. I wonder how long I should wait before asking for another card? I know some people who did it 2 months after but my credit profile is pretty marginal.

[wreith]

I got mine about a month apart.

[webhopper]

I think you stand a better chance with usaa than with any other card issued. They have good customer service and will grow with you which are very important traits. Just continue to build that relationship with multiple products!

[DVH1980]

I may just pull the trigger tonight. I see your scores, any other derogs on your reports?

[DVH1980]

Yeah, i think if I can confirm that my rewards will work together thats what im going to do. Might as well, I use almost evey product they offer as it is.

[wreith]

I have a couple of satisfied judgements and one not paid.

[webhopper]

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@DVH1980 wrote:

I may just pull the trigger tonight. I see your scores, any other derogs on your reports?

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Good luck!

[DVH1980]

Thanks, think im going to do it. I have 3 INQ that will be a year old on the 8th of this month, thinking I should wait until at least then to maximize my chances. Fighting the temptation to do it now is rough!