Help me get rid of my Barclay Rewards MC

[Anonymous]

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@-Cal- wrote:

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@Anonymous wrote:

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@-Cal- wrote:

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@Anonymous wrote:

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@-Cal- wrote:

My anniversary on this card comes up next month. To celebrate, I want to give it the boot but not close it. I would love to PC to the Ring, but I don't think this is possible. I heard that it might be possible to PC to the Arrival. Can I PC to the Arrival Plus? If I PC, can I get the bonus? I'm giving out kudos today, someone please school me.  

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What is it's APR? It may not be worth PC'ing.

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Funny you ask because I didn't know until I just looked it up. Its pretty high at 23.99%. I'm going to call them and ask them to match my SallieMae which is at 16.99%

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If they decline to match it I would just roll and close it into your SM.

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I wouldn't close it because its a free TL. Even though I'd prefer a low APR, it's not a deal breaker because I PIF. The Ring is a nice to have for a potential rainy day.

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You may be able to PC into a Ring but you will not inherit it's APR. It will carry the APR of the original card.

24% Ring. No thanks.

[-Cal-]

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@Creditaddict wrote:

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@-Cal- wrote:

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@Anonymous wrote:

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@-Cal- wrote:

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@Anonymous wrote:

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@-Cal- wrote:

My anniversary on this card comes up next month. To celebrate, I want to give it the boot but not close it. I would love to PC to the Ring, but I don't think this is possible. I heard that it might be possible to PC to the Arrival. Can I PC to the Arrival Plus? If I PC, can I get the bonus? I'm giving out kudos today, someone please school me.  

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What is it's APR? It may not be worth PC'ing.

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Funny you ask because I didn't know until I just looked it up. Its pretty high at 23.99%. I'm going to call them and ask them to match my SallieMae which is at 16.99%

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If they decline to match it I would just roll and close it into your SM.

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I wouldn't close it because its a free TL. Even though I'd prefer a low APR, it's not a deal breaker because I PIF. The Ring is a nice to have for a potential rainy day.

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i rather have 1 higher limit then keep it and since you have the biggest challenge with barclay complete already (2 cards) you can move the CL easily!

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I don't want to take the AAoA hit right now and apply for another Barclay card just yet. 

[skorpyo3]

I just did a PC from Rewards to Arrival. I was given 6,000 bonus miles as well. APR does carry over. There may be a future offer for a lower APR. I also had an offer for a CLI at the same time as PC. It was a SP.  Also, it's not possible to PC to Ring. Ring is a new app only card. I asked 2 different managers. Good luck deciding. The no foreign transaction fee is nice, as well as 10% statement credit bonus.