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Help me spend my CC line up.

Frequent Contributor

Help me spend my CC line up.

All of course, PIF when statement arrives.


AMEX Zync: the recurring bill payer (AT&T U-Verse, AT&T Wireless, monthly charges for Netflix, Rdio, iTunes Store, alarm company, etc.) and entertainment/dinner/happy hour card.


AMEX BCE: all groceries, gas when Discover It and Chase Freedom aren't promoting 5% gas cash rewards, everything else.

 

Discover It: Gas this quarter since it gets here first, Christmas shopping next quarter for th 5% rewards.

 

Chase Freedom: Gas, taking over from Discover when it arrives, not sure what else but will rotate in as 5% comes into play.

 

Thoughts?

My Wallet:
AMEX Platinum | Discover It $20.3k | Chase Sapphire Reserved $16k | Chase United $12k | AMEX SimplyCash Plus Business $11.6k | AMEX Schwab $9k | AMEX BCEP $8.2k | Citi Costco Anywhere Visa $8k | Chase Amazon Visa $8k | Chase Sapphire Preferred $7k | Chase Freedom $5k | Citi Simplicity $5k | Paypal Extras Platinum $5k | Wells Fargo $5k | Citi Best Buy $4.2k | Citi Visa Signature $3k | Care Credit $3k
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Re: Help me spend my CC line up.


Razeus wrote:

All of course, PIF when statement arrives.


AMEX Zync: the recurring bill payer (AT&T U-Verse, AT&T Wireless, monthly charges for Netflix, Rdio, iTunes Store, alarm company, etc.) and entertainment/dinner/happy hour card.


AMEX BCE: all groceries, gas when Discover It and Chase Freedom aren't promoting 5% gas cash rewards, everything else.

 

Discover It: Gas this quarter since it gets here first, Christmas shopping next quarter for th 5% rewards.

 

Chase Freedom: Gas, taking over from Discover when it arrives, not sure what else but will rotate in as 5% comes into play.

 

Thoughts?


I use my zync for Everything possible.  No way to accumulate debt. I know I miss out on maximizing rewards but the reward is for me the fact that I don't carry debt and with zync I couldn't even if I wanted to...  well I could but account would be closed. Smiley Happy 


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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