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Help me spend my CC line up.

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Razeus
Frequent Contributor

Help me spend my CC line up.

All of course, PIF when statement arrives.


AMEX Zync: the recurring bill payer (AT&T U-Verse, AT&T Wireless, monthly charges for Netflix, Rdio, iTunes Store, alarm company, etc.) and entertainment/dinner/happy hour card.


AMEX BCE: all groceries, gas when Discover It and Chase Freedom aren't promoting 5% gas cash rewards, everything else.

 

Discover It: Gas this quarter since it gets here first, Christmas shopping next quarter for th 5% rewards.

 

Chase Freedom: Gas, taking over from Discover when it arrives, not sure what else but will rotate in as 5% comes into play.

 

Thoughts?

My Wallet:
AMEX Platinum | Discover It $20.3k | Chase Sapphire Reserved $16k | Chase United $12k | AMEX SimplyCash Plus Business $11.6k | AMEX Schwab $9k | AMEX BCEP $8.2k | Citi Costco Anywhere Visa $8k | Chase Amazon Visa $8k | Chase Sapphire Preferred $7k | Chase Freedom $5k | Citi Simplicity $5k | Paypal Extras Platinum $5k | Wells Fargo $5k | Citi Best Buy $4.2k | Citi Visa Signature $3k | Care Credit $3k
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1 REPLY 1
webhopper
Moderator Emeritus

Re: Help me spend my CC line up.


@Razeus wrote:

All of course, PIF when statement arrives.


AMEX Zync: the recurring bill payer (AT&T U-Verse, AT&T Wireless, monthly charges for Netflix, Rdio, iTunes Store, alarm company, etc.) and entertainment/dinner/happy hour card.


AMEX BCE: all groceries, gas when Discover It and Chase Freedom aren't promoting 5% gas cash rewards, everything else.

 

Discover It: Gas this quarter since it gets here first, Christmas shopping next quarter for th 5% rewards.

 

Chase Freedom: Gas, taking over from Discover when it arrives, not sure what else but will rotate in as 5% comes into play.

 

Thoughts?


I use my zync for Everything possible.  No way to accumulate debt. I know I miss out on maximizing rewards but the reward is for me the fact that I don't carry debt and with zync I couldn't even if I wanted to...  well I could but account would be closed. Smiley Happy 

FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 2 of 2
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