Razeus wrote:All of course, PIF when statement arrives.
AMEX Zync: the recurring bill payer (AT&T U-Verse, AT&T Wireless, monthly charges for Netflix, Rdio, iTunes Store, alarm company, etc.) and entertainment/dinner/happy hour card.
AMEX BCE: all groceries, gas when Discover It and Chase Freedom aren't promoting 5% gas cash rewards, everything else.
Discover It: Gas this quarter since it gets here first, Christmas shopping next quarter for th 5% rewards.
Chase Freedom: Gas, taking over from Discover when it arrives, not sure what else but will rotate in as 5% comes into play.
Thoughts?
I use my zync for Everything possible. No way to accumulate debt. I know I miss out on maximizing rewards but the reward is for me the fact that I don't carry debt and with zync I couldn't even if I wanted to... well I could but account would be closed. 
Starting Score: 08/29/2011 TU 671 EQ 674Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!
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