@Creditaddict wrote:I applied for Zync just like 2 weeks ago and I did not get a HP when declined and I don't have any Amex accounts besides my blue that was in BK in 2000.
They probably didn't pull your credit because you had a previous AMEX account included in bankruptcy. You are most likely on their blacklist and it's an immediate denial without even checking your credit.
@TNTransplant wrote:
@Creditaddict wrote:I applied for Zync just like 2 weeks ago and I did not get a HP when declined and I don't have any Amex accounts besides my blue that was in BK in 2000.
They probably didn't pull your credit because you had a previous AMEX account included in bankruptcy. You are most likely on their blacklist and it's an immediate denial without even checking your credit.
This would make sense why you didn't get a HP.
