Help me with a couple Capital One Questions...

[ohfortuna]

What is "EO" I keep seeing references to sending emails to the "EO" for credit increases but no one ever spells it out...

I have a platimum card - CL $1,000 - What's the difference between platinum and quicksilver. Threads seem to indicate the quicksilver is the "next" step...

Thanks...

BTW -  I have gone all in with Capital One  - moved my checking - savings - auto loan and investments (sharebuilder) to them - happy so far...

Steven

[duckfan4life]

The EO is the Executive Office for Capital One. A friend of mine mentioned this to me as apparently Capital One is pretty difficult to get a CLI through the online system. Contacting the executive office seems to result in better luck with a CLI.

Regarding Capital One, I have the QuickSilver. Quicksilver comes in Visa Signature or Platinum Visa. If you can qualify for the $5K limit, you'll get the Visa signature version I believe. If not, you may qualify for a lesser amount on the Platinum version.

There is also the QuickSilver One card, which is a MC with an annual fee. I believe that one has less stringent requirements for credit history.

[xerostatus]

http://ficoforums.myfico.com/t5/Credit-Cards/How-to-get-a-PC-or-CLI-from-Capital-One/m-p/1690104/hig...

EO is "Executive Office," which is just a fancy name for higher-tier customer service that normally gets vastly superior results when requesting CLIs, PCs, etc.

QuickSilver is a better card than regular platinum simply because it offers 1.5% cashback. So unless you're literally allergic to getting free cashback, it's clearly a superior card. 

[bobbay]

Great job... Don't put all your eggs in one basket  It is wise to diversify.  Capital one has a CLI feature on the web page and has a nice chat feature.  If you are unable to get good results there and feel there is good reason they should take a personal look at your situation and re-consider many have reached out to the Executive Office.  If you use the search feature and read threads about the capital one executive office you will learn a lot more.  I am approaching my 10yr anniversary and they just doubled my CL after an account review so I am happy with Capital One.

[kroberts67]

Platinum MC Rewards card has rewards of 1% as you go and another .5% annually on your anniversary date.  If you PC to Quicksilver One you'll get the whole 1.5% as you go instead of waiting, but really it's still a Plat MC just with a new rewards plan.

[ohfortuna]

I appreciate everyone's input!