Ok, so all my friends know I am addicted to this site now and have been asking me questions. I have had all my good friends pull their credit reports so that they can make sure everything is ok. ALL of us have accts on our reports that we have never heard of, it's CRAZY.
But to my real question. My friend Maria has pretty good scores....TU-675 EX-660 EQ-680. However, she has 30 plus inquiries on each report(30, 32, 35)!!!! Lots of inquiries from different bank accts, student loan companies, some credit cards and some collection agencies. 25 are all within the last 6 months.
However, the only credit cards she has are orchard bank(secured), First Premier and a Macys card and all have low Credit lines($200, $500 and $300 respectively). My friend has some chargeoffs on her credit reports- 2 on each I believe).
Are there any cards that she can apply for that she may have a shot at with her scores even though she has so many inquiries?(She has C/O's with Wamu, Fleet Bank(which became bank of america), Capital one(she paid this off last month but her CR still shows CO) and she owes Bestbuy money as well.
I told her to look at the sites like WGMC but I don't know how accurate they are for someone with as many inquiries as her.