My First card was Discover it card with a $750 limit and then my 2nd was the Amazon store card $500. My 2nd Credit was the Amex BCE with a $1k limit and then got an Amazon visa , Citi thank you and Chase Freedom
I also am getting pre qualified ads for the Captiol one quick silver card so i would guess that might be an easy card to get
@Lebronjames20 wrote:
I had my card since October btw
I'd wait until around a year on your Discover before you get a second one. And I doubt that AMEX will approve you with that; I had 5 years of history when I was approved for AMEX (BCE). Have you asked for Discover for a CLI? I'd take the HP if they ask for it. I'd bet that you could get more than $500 with them.
@chwebb1 wrote:
@Lebronjames20 wrote:
I had my card since October btwI'd wait until around a year on your Discover before you get a second one. And I doubt that AMEX will approve you with that; I had 5 years of history when I was approved for AMEX (BCE). Have you asked for Discover for a CLI? I'd take the HP if they ask for it. I'd bet that you could get more than $500 with them.
Why not just try ? I got approved for a Amex BCE with low utlilty % but with a lot of of inquries on my report (12 or more) with only 5 or 6 months of reporting
You do not have to have a card 5 years or even 2 years before you get approved for an Amex. My first cards were Discover and Amex...
734 is higher than a lot of people's who has been approved for Amex. Best of luck, OP, whenever you do decide you'd like to try for it. It isn't a bad idea waiting until your card turns 1 year old though.
734 is higher than a lot of people's who has been approved for Amex. Best of luck, OP, whenever you do decide you'd like to try for it. It isn't a bad idea waiting until your card turns 1 year old though.
Maybe my experience was unusual, but I tried with 3 years of credit history with a card from my CU. I'd never been late, and I don't remember what my UTIL was at the time, but the card had a $500 limit. I got a big fat "DECLINE" on the AMEX (it was either Blue Cash or Blue Cash Everyday, I don't remember now). I had to get a second credit card from my bank (at the time, it was BB&T). I gardened that for around 1.5 years, and then I was able to get my AMEX BCE and Barclaycard Ring. I don't want the OP to waste a HP for nothing when my experience says he/she is unlikely to be approved. Of course, YMMV.
@Closingracer99 wrote:
@chwebb1 wrote:
@Lebronjames20 wrote:
I had my card since October btwI'd wait until around a year on your Discover before you get a second one. And I doubt that AMEX will approve you with that; I had 5 years of history when I was approved for AMEX (BCE). Have you asked for Discover for a CLI? I'd take the HP if they ask for it. I'd bet that you could get more than $500 with them.
Why not just try ? I got approved for a Amex BCE with low utlilty % but with a lot of of inquries on my report (12 or more) with only 5 or 6 months of reporting
I agree.. it's possible.
I was approved with my Amex card with a score around EX 680
@chwebb1 wrote:Maybe my experience was unusual, but I tried with 3 years of credit history with a card from my CU. I'd never been late, and I don't remember what my UTIL was at the time, but the card had a $500 limit. I got a big fat "DECLINE" on the AMEX (it was either Blue Cash or Blue Cash Everyday, I don't remember now). I had to get a second credit card from my bank (at the time, it was BB&T). I gardened that for around 1.5 years, and then I was able to get my AMEX BCE and Barclaycard Ring. I don't want the OP to waste a HP for nothing when my experience says he/she is unlikely to be approved. Of course, YMMV.
Hate you had a bad experience like that. 
I can understand the bolded sentiment completely. What other cards OP are you interested in? What are your spend patterns like?