Help please!!!! Discover it card 5-7 day message

[Cookie2120987]

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@PandiferBear wrote:

Regardless of bait and switch or not, I really do wish that Discover would change their prequalify site.  I do understand that they get more people to apply that way, but - sigh - it is just so disingenuous. Especially when you can put in fake info and get a message. Just my opinion.  If I put in my info, please USE it.

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That's what I was getting at. Considering I left finger hut open my son was playing with the iPad and typing random letters and it came back a "$500 PRE approval for (bunch of letters)

that was what I was meaning! 

[PandiferBear]

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@Cookie2120987 wrote:

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@PandiferBear wrote:

Regardless of bait and switch or not, I really do wish that Discover would change their prequalify site.  I do understand that they get more people to apply that way, but - sigh - it is just so disingenuous. Especially when you can put in fake info and get a message. Just my opinion.  If I put in my info, please USE it.

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That's what I was getting at. Considering I left finger hut open my son was playing with the iPad and typing random letters and it came back a "$500 PRE approval for (bunch of letters)

that was what I was meaning! 

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I just feel that Discover puts itself out there as a reputable company that will get your back with their commercials.  That is good advertising.  But, they should be a little more honest with the prequals. AT THE SAME TIME,  I do understand that this may be a good business decision for them.  That is unfortunate.  And I will eventually app with them, when I can get better APR terms, but still, it is disappointing. 

[nmbrsgrl]

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@PandiferBear wrote:

Regardless of bait and switch or not, I really do wish that Discover would change their prequalify site.  I do understand that they get more people to apply that way, but - sigh - it is just so disingenuous. Especially when you can put in fake info and get a message. Just my opinion.  If I put in my info, please USE it.

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I agree. I don't get it. What's the point? How do they benefit from having you apply (believing you have a good chance at approval) just to deny you? I would think they would want you to know what needed to be done in order to be approved to use their flipping card!

[PandiferBear]

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@nmbrsgrl wrote:

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@PandiferBear wrote:

Regardless of bait and switch or not, I really do wish that Discover would change their prequalify site.  I do understand that they get more people to apply that way, but - sigh - it is just so disingenuous. Especially when you can put in fake info and get a message. Just my opinion.  If I put in my info, please USE it.

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I agree. I don't get it. What's the point? How do they benefit from having you apply (believing you have a good chance at approval) just to deny you? I would think they would want you to know what needed to be done in order to be approved to use their flipping card!

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I honestly would appreciate a "we have no cards for you at this time."  I got those messages from Chase forever until recently, but at least that let me know that maybe putting an HP here was a pretty bad idea.  That said, I get WHY they do it (more people applying equals more people that eventually get approved).  I would just rather know if there is a brick wall in front of me before I run into it.  Other companies do that, and they could too, with the info they get.

[j_casteel]

Regardless, when it's all said and done. You are the adult apping for the card and no one is making you app and no one is guaranteeing your approval. Whether it pops up a "congrats you are preapproved!!" OR "we think you'd like this card" OR "Sorry, nothing for you!" The decision to apply (or not) is up to you and whether you feel swayed in some way is irrelevant because you are an adult and made the decision.

[lg8302ch]

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@PandiferBear wrote:

Regardless of bait and switch or not, I really do wish that Discover would change their prequalify site.  I do understand that they get more people to apply that way, but - sigh - it is just so disingenuous. Especially when you can put in fake info and get a message. Just my opinion.  If I put in my info, please USE it.

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Their pre-qual site is useless... I entered Mickey Mouse and got an offer ..lol  and I am sure Mickey Mouse would end up with a denial ..lol

@OP  I always get that same message on all my apps for verification issues. Discover was the same. Only instant I ever got was Barclay's Sallie Mae

Good luck!

[CreditPlay]

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Their pre-qual site is useless... I entered Mickey Mouse and got an offer ..lol  and I am sure Mickey Mouse would end up with a denial ..lol

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Hilarous!!! Probably they check only the last 4 digit of the social?

[JoeFontana]

On discover I got that message and then they called me 2 days later with a "Congratulations, you're approved." 

This was with a very thin credit file. 1 account open for 7 months, that's it. 

[Forte747]

Does anyone have the Backend phone number for Discover? Please PM it.