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I clicked the link here on myfico to apply for the discover card about 2-3 months ago. I should have gone to the discover site because it offered 14 months 0% on purchases, as opposed to the 18 months 0% Balance transfer that I got from the myfico link.
So i called in and got approved for the card, however, I only have a $1500 credit limit. I went ahead and transfered a $500 balance to it so i have $1000 credit available to me. I recently took on about 2-3k debt for school and work things ( and vacation) so I wouldnt mind using the balance transfer promo for discover, but I cant really get far with the current credit line.
Is there any hope of getting a higher CL to take advantage of the balance transfer? I have almost 20 inquires across the board, so a SP would be nice. All help is appreciated...
is there a good number to call? proof of a balance to transfer needed? or is it a no-go on a CLI??
I hate to say discover card is a difficult one, you have to wait 6 months for any requests for a cli and for the most part at times per other people threads cli amounts are not that huge, this bank will not even consider a cli upon approval/activation with their credit cards, believe me I have been there, but by your thread you only have 3 more months to go time goes by quickly, good luck when you do request an increase.....
alright thank you. I tried calling in immediately and told them I would rather have the 14 months no interest on purchases rather than the 18 months balance transfer, but that was a no go too. and they wouldnt budge on the CL. kinda makes the card useless for me at this time, because I have a company vehicle and gas card, and the limit isnt high enough to use it for regular spending...their loss in the end i suppose