Creditaddict wrote:well for a personal loan probably 10-15%yes very common for CU not to lend more than blue book.
toshaa wrote:How would that effect my score though?? Wouldn't it lower my score?? My score can't take any more hits!!
Message Edited by toshaa on 06-03-2008 03:09 PM
toshaa wrote:But I don't think Merrick will ever lower that rate....should I pay it off and then close it?? I think that four years ago, my credit score was at least 150 points lower!! I am trying to get into the 700 club by the end of the year!!