Reply
Senior Contributor
Posts: 3,841
Registered: ‎10-02-2012
0

Help with CareCredit

Looks like CareCredit has finally hit my dads EQ report via EQ.com but its listed as an individual acct acct and not a joint acct unlike Living Spacs that is listed as a joint and is now reporting to my EQ report via Quizzle.com. Called CareCaredit and im on the acct as a secondary card holder and it is a joint so what is going on? Are we going to have to call the CBs?

$1,200$1,000$500
Banking with Wells Fargo. No Delinquencies of any sort. Gardening Since 02-01-15.
EX FICO: ---, EQ FICO: ---, TU FICO: --- EX Inquiries:50, EQ Inquiries:34, TU Inquiries: --
Community Leader
Senior Contributor
Posts: 13,656
Registered: ‎12-13-2013
0

Re: Help with CareCredit

I have seen cases where it reports as indivdual to the primary applicant and as joint to the secondary, check your report and see how it appears. To get it corrected  if it doesnt do it right would have to contact a supervisor at GECRB to get it done.

EX Cred Sesame 02/15: 766 (+1) ; EX Fico 04 V2 06/14: 775; EX Fico 08 BC 02/15: 797 (-42)
EQ Beacon 5.0 12/14 757
TU Fico 8 02/15: 754 (-51)
Senior Contributor
Posts: 3,841
Registered: ‎10-02-2012
0

Re: Help with CareCredit

Whats strange is that it has hit my dads EQ report but not mine. Will it take a little longer for me?

$1,200$1,000$500
Banking with Wells Fargo. No Delinquencies of any sort. Gardening Since 02-01-15.
EX FICO: ---, EQ FICO: ---, TU FICO: --- EX Inquiries:50, EQ Inquiries:34, TU Inquiries: --
Established Contributor
Posts: 826
Registered: ‎09-19-2012
0

Re: Help with CareCredit

Why don't you just get a secured card from Capital One or BofA and spare yourself all this hassle?



$12K ~ 10/2004
$8K ~ 01/2004
$18K ~ 12/2014
$8.5K ~ 01/2014
$10K ~ 10/2013
$10K ~ 10/2013
$15K ~ 05/2014
$15K ~ 10/2014
Senior Contributor
Posts: 3,841
Registered: ‎10-02-2012
0

Re: Help with CareCredit

I was finally able to set an acct up with EQ.com so Im going to cancel my quizzle.com acct tomorrow. And to the looks of it only Living Spaces (Joint Acct) is reporting and not CareCredit. I will have call GE tomorrow.  Cards arrived this Thursday as well.

$1,200$1,000$500
Banking with Wells Fargo. No Delinquencies of any sort. Gardening Since 02-01-15.
EX FICO: ---, EQ FICO: ---, TU FICO: --- EX Inquiries:50, EQ Inquiries:34, TU Inquiries: --

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.