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Help with Chevron CLI

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SCYD
Regular Contributor

Help with Chevron CLI

I called Synchrony bank on my JC Penney card today and received a $1,500.00 increase.

 

I also have a Chevron card which I want an increase on, but I read somewhere that I should not ask for increases on two cards on the same call.

 

Should I do online Chat with Chevron or should I just call back the bckdoor number and ask for an increase on the Chevron card and how much should I ask for?

BK 7 DC'd 10/2010
Scores (03/17/16): EQ: 704 / TU: 725 / EX: 694 / Cap1 QS1: 6.5K / CU: 7.5K /
JC Penney: 10K/ Chevron: 4K / Target: 500 / Macy's 17.2K/ NFCU Sig. Visa Cash Reward:22K / NFCU Flagship 22K/NavChk:15K / NavChk:7.5K(joint)/WF Plat:15K / WF Propel Amex:5K/DIscover 10K/USAA Visa 14K/USAA Amex 14K/Nordstrom 10K/TJ MAxx 10K/BP Visa 6.5K
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4 REPLIES 4
gdale6
Moderator Emeritus

Re: Help with Chevron CLI


@SCYD wrote:

I called Synchrony bank on my JC Penney card today and received a $1,500.00 increase.

 

I also have a Chevron card which I want an increase on, but I read somewhere that I should not ask for increases on two cards on the same call.

 

Should I do online Chat with Chevron or should I just call back the bckdoor number and ask for an increase on the Chevron card and how much should I ask for?


I would wait 1 day then use either one you want, with 1.6K current limit and BK on file I would ask for no more than 10K. I could not get more than 3.5K with BK on file with Chevron Visa card. Something I dont understand is why your BK 13 is still on file if it was discharged in 2010 (most BK 13s require 5 years in the program) and only remain on file for 7 years from date they are filed for.

Message 2 of 5
SCYD
Regular Contributor

Re: Help with Chevron CLI


@gdale6 wrote:

@SCYD wrote:

I called Synchrony bank on my JC Penney card today and received a $1,500.00 increase.

 

I also have a Chevron card which I want an increase on, but I read somewhere that I should not ask for increases on two cards on the same call.

 

Should I do online Chat with Chevron or should I just call back the bckdoor number and ask for an increase on the Chevron card and how much should I ask for?


I would wait 1 day then use either one you want, with 1.6K current limit and BK on file I would ask for no more than 10K. I could not get more than 3.5K with BK on file with Chevron Visa card. Something I dont understand is why your BK 13 is still on file if it was discharged in 2010 (most BK 13s require 5 years in the program) and only remain on file for 7 years from date they are filed for.


Thanks for te advise.

 

Chapter 13 stays for 10 years unfortunately. 

 

**Should say Chapter 7, not 13

 

BK 7 DC'd 10/2010
Scores (03/17/16): EQ: 704 / TU: 725 / EX: 694 / Cap1 QS1: 6.5K / CU: 7.5K /
JC Penney: 10K/ Chevron: 4K / Target: 500 / Macy's 17.2K/ NFCU Sig. Visa Cash Reward:22K / NFCU Flagship 22K/NavChk:15K / NavChk:7.5K(joint)/WF Plat:15K / WF Propel Amex:5K/DIscover 10K/USAA Visa 14K/USAA Amex 14K/Nordstrom 10K/TJ MAxx 10K/BP Visa 6.5K
Message 3 of 5
SCYD
Regular Contributor

Re: Help with Chevron CLI


@SCYD wrote:

@gdale6 wrote:

@SCYD wrote:

I called Synchrony bank on my JC Penney card today and received a $1,500.00 increase.

 

I also have a Chevron card which I want an increase on, but I read somewhere that I should not ask for increases on two cards on the same call.

 

Should I do online Chat with Chevron or should I just call back the bckdoor number and ask for an increase on the Chevron card and how much should I ask for?


I would wait 1 day then use either one you want, with 1.6K current limit and BK on file I would ask for no more than 10K. I could not get more than 3.5K with BK on file with Chevron Visa card. Something I dont understand is why your BK 13 is still on file if it was discharged in 2010 (most BK 13s require 5 years in the program) and only remain on file for 7 years from date they are filed for.


Thanks for te advise.

 

Chapter 13 stays for 10 years unfortunately.


Just an update:

 

Called Synchrony on the Chevron and asked for 5K and they countered at 4K.  Smiley Happy

BK 7 DC'd 10/2010
Scores (03/17/16): EQ: 704 / TU: 725 / EX: 694 / Cap1 QS1: 6.5K / CU: 7.5K /
JC Penney: 10K/ Chevron: 4K / Target: 500 / Macy's 17.2K/ NFCU Sig. Visa Cash Reward:22K / NFCU Flagship 22K/NavChk:15K / NavChk:7.5K(joint)/WF Plat:15K / WF Propel Amex:5K/DIscover 10K/USAA Visa 14K/USAA Amex 14K/Nordstrom 10K/TJ MAxx 10K/BP Visa 6.5K
Message 4 of 5
mato01
Regular Contributor

Re: Help with Chevron CLI

I called today on all 4 of my synchrony cards, Amazon, Chevron, Walmart and Sam's. Approved CLI on each card. I did have to call back to back, because the CSR said they could only process one at a time. Fortunately, maybe, I got the same guy each time I called.



In the Garden until 6/1/2016
Mar 2014: All Scores in the 520 range.
FEB 2016: myFICO: EQ 660, TU 682 EX 681
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