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I called Synchrony bank on my JC Penney card today and received a $1,500.00 increase.
I also have a Chevron card which I want an increase on, but I read somewhere that I should not ask for increases on two cards on the same call.
Should I do online Chat with Chevron or should I just call back the bckdoor number and ask for an increase on the Chevron card and how much should I ask for?
@SCYD wrote:I called Synchrony bank on my JC Penney card today and received a $1,500.00 increase.
I also have a Chevron card which I want an increase on, but I read somewhere that I should not ask for increases on two cards on the same call.
Should I do online Chat with Chevron or should I just call back the bckdoor number and ask for an increase on the Chevron card and how much should I ask for?
I would wait 1 day then use either one you want, with 1.6K current limit and BK on file I would ask for no more than 10K. I could not get more than 3.5K with BK on file with Chevron Visa card. Something I dont understand is why your BK 13 is still on file if it was discharged in 2010 (most BK 13s require 5 years in the program) and only remain on file for 7 years from date they are filed for.
@gdale6 wrote:
@SCYD wrote:I called Synchrony bank on my JC Penney card today and received a $1,500.00 increase.
I also have a Chevron card which I want an increase on, but I read somewhere that I should not ask for increases on two cards on the same call.
Should I do online Chat with Chevron or should I just call back the bckdoor number and ask for an increase on the Chevron card and how much should I ask for?
I would wait 1 day then use either one you want, with 1.6K current limit and BK on file I would ask for no more than 10K. I could not get more than 3.5K with BK on file with Chevron Visa card. Something I dont understand is why your BK 13 is still on file if it was discharged in 2010 (most BK 13s require 5 years in the program) and only remain on file for 7 years from date they are filed for.
Thanks for te advise.
Chapter 13 stays for 10 years unfortunately.
**Should say Chapter 7, not 13
@SCYD wrote:
@gdale6 wrote:
@SCYD wrote:I called Synchrony bank on my JC Penney card today and received a $1,500.00 increase.
I also have a Chevron card which I want an increase on, but I read somewhere that I should not ask for increases on two cards on the same call.
Should I do online Chat with Chevron or should I just call back the bckdoor number and ask for an increase on the Chevron card and how much should I ask for?
I would wait 1 day then use either one you want, with 1.6K current limit and BK on file I would ask for no more than 10K. I could not get more than 3.5K with BK on file with Chevron Visa card. Something I dont understand is why your BK 13 is still on file if it was discharged in 2010 (most BK 13s require 5 years in the program) and only remain on file for 7 years from date they are filed for.
Thanks for te advise.
Chapter 13 stays for 10 years unfortunately.
Just an update:
Called Synchrony on the Chevron and asked for 5K and they countered at 4K.
I called today on all 4 of my synchrony cards, Amazon, Chevron, Walmart and Sam's. Approved CLI on each card. I did have to call back to back, because the CSR said they could only process one at a time. Fortunately, maybe, I got the same guy each time I called.