04-06-2009 08:29 AM
First I'd like to thank everyone here for all of their help. I've gone from EQ 590 (Dec/Jan) to EQ 662 (Yesterday).
Now I was hoping you guys can help me with selecting a CC that I would have a good chance of getting approved for. I have two old CC's that went bad in 2003 from BofA and HSBC and I want to start establishing my own credit
I have a car loan for 5K, AU on a CC with 13k, Macy's $300 limit, (no baddies), Util around 20%.
Inquires EX 4, EQ 2, TU 1 (opened up a few checking accounts and didn't know they do hard inq... sad to be me. =(
Also, I have 4 paid collections accounts (also from 2003 and have sent GW letters..... hoping for good news)
Copyright ©2001-2013 Fair Isaac Corporation.
All rights reserved.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.