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Helping GF Build Credit!

Valued Contributor

Re: Helping GF Build Credit!

If she is rejected for regular forward, don't app again for student. I would call for recon. Or have to wait on forward.
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Message 21 of 42
Regular Contributor

Re: Helping GF Build Credit!

Ok will post back here with her results this afternoon! Hopefully it will turn out alright! *fingers crossed* 


01/04/17 Equifax FICO 788
01/04/17 Experian FICO 789
01/04/17 TransUnion FICO 784

Amex BCP $24,000 | Chase Freedom: $13,000 | Chase SR: $35,000 | Discover IT: $20,000 | PenFed Platinum: $32,000
Message 22 of 42
Valued Contributor

Re: Helping GF Build Credit!

LUCK.
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Message 23 of 42
Regular Contributor

Re: Helping GF Build Credit!

So she was approved for the Amex Zync NPSL!!!! She also applied for the regular Citi Forward and received the "We will contact you within a week via email regarding our decision" notification. Is that usually a good sign since it wasn't an instant rejection? Should she call and see what's up or just wait this one out and see what they say?

 

Either way we both got Amex Zyncs this week which is awesome!!!! Smiley Very Happy


01/04/17 Equifax FICO 788
01/04/17 Experian FICO 789
01/04/17 TransUnion FICO 784

Amex BCP $24,000 | Chase Freedom: $13,000 | Chase SR: $35,000 | Discover IT: $20,000 | PenFed Platinum: $32,000
Message 24 of 42
Valued Contributor

Re: Helping GF Build Credit!

Call the backdoor number. Btw, might want to do the student excuse.
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Message 25 of 42
Regular Contributor

Re: Helping GF Build Credit!


Crashem wrote:
Call the backdoor number. Btw, might want to do the student excuse.

Citi: 888-201-4523 (New App Approval Status)

Citi AA:  888-662-7759

Citi App Status: 800-645-7240, 800-288-4653, 800-750-7453 

Citi: 800-444-2568 (Retention Dept.)

Citi: 800-763-9795 (App status?? They ask for your app #)

 

Which one should she call? I don't think they gave her an app #...

 


01/04/17 Equifax FICO 788
01/04/17 Experian FICO 789
01/04/17 TransUnion FICO 784

Amex BCP $24,000 | Chase Freedom: $13,000 | Chase SR: $35,000 | Discover IT: $20,000 | PenFed Platinum: $32,000
Message 26 of 42
Blogger

Re: Helping GF Build Credit!

Matching Zyncs.

Who is more excited, her or you?

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Message 27 of 42
Valued Contributor

Re: Helping GF Build Credit!


drew11 wrote:

Crashem wrote:
Call the backdoor number. Btw, might want to do the student excuse.

Citi: 888-201-4523 (New App Approval Status)

Citi AA:  888-662-7759

Citi App Status: 800-645-7240, 800-288-4653, 800-750-7453 

Citi: 800-444-2568 (Retention Dept.)

Citi: 800-763-9795 (App status?? They ask for your app #)

 

Which one should she call? I don't think they gave her an app #...

 


Not sure. Call one. Maybe Regular forward was too aggressive but hopefully not.
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Message 28 of 42
Regular Contributor

Re: Helping GF Build Credit!


FrugalRican wrote:

Matching Zyncs.

Who is more excited, her or you?


I'd say it's pretty close with maybe a slight edge towards this guy Smiley Wink


01/04/17 Equifax FICO 788
01/04/17 Experian FICO 789
01/04/17 TransUnion FICO 784

Amex BCP $24,000 | Chase Freedom: $13,000 | Chase SR: $35,000 | Discover IT: $20,000 | PenFed Platinum: $32,000
Message 29 of 42
Valued Member

Re: Helping GF Build Credit!

I thought i was the only one that gets really hype when the women in my life get approved for good prime cards.

My girlfriend sister is 26 had nothing on her credit report except for a capital one platinum 500CL(sucks I know tell me about it) by the way im 20.

I asked her when was the last time you check your credit she tells me I never did so I helped out just like you drew. 

She didn't want to pay for her fico scores so told the hell with it you bank with chase so apply for a slate card they denied her but was approve for freedom

with 3500CL my mouth dropped. So lets go with the discover more approved 1800CL im beging her to go for amex but IM going to let her garden for 6 months.

When people get approved for prime cards (excuse my language) but I get a hard on when that happens LOL.


drew11 wrote:

FrugalRican wrote:

Matching Zyncs.

Who is more excited, her or you?


I'd say it's pretty close with maybe a slight edge towards this guy Smiley Wink


 

Message 30 of 42