04-03-2014 04:09 PM
04-03-2014 04:10 PM
My wife had nothing good on her credit (just baddies), and she got approved for 4 cards in the past 2 months.
USAA cash rewards (certain membership requirements) with a 1k credit limit.
Capital One with a 1k credit limit.
Chase sapphire Preferred with an 8k limit.
NFCU flagship rewards with a 16k limit.
Her credit rating was 650 and below among the different CRAs. (Really lucky with chase)
if she had a score, then she had credit? was she AU on your stuff or had student loans or?
04-03-2014 04:16 PM - edited 04-03-2014 04:17 PM
my first card was the discover more.
I had 0 credit, and went to get an auto loan with a cosigner (approved).
The following month I applied for the discover and got approved (auto loan was not on my report at this point, but maybe had something to do with my approval?)
also, it was the normal discover card, not the student edition card.
04-03-2014 04:18 PM
04-03-2014 04:29 PM
04-04-2014 05:59 PM
04-04-2014 07:36 PM
She is an authorized user on my 6year old 20k line FNBO
mattmix36, please come back and spell out what else was on her reports. I find that CSP approval amazing.
04-04-2014 09:25 PM
Seeing a lot of Chase Freedom's and Discover IT's the past few days
04-04-2014 09:57 PM
I think I read mixed results with:
who was your first card and within last month that you got it?
Discover IT is my first card right now (student). I had 0 history when I applied. My very first try was for the student Cap1 card, because it said on their website it was to help build history, but after a triple pull, I was denied for not enough history. So next I tried Discover, and got the 7-10 day message. After a few days I got an email saying welcome to Discover - approved for $500.