Here are the Chase Freedom categories for 2015

[9CLINE]

Thanks for the info....

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

So now that we know Chase and Discover's 2015 categories, here's Citibank's opportunity to get me to rotate my Citi Dividend card into my wallet and actually give it some use:

Citi Dividend 2015 Categories (wishful thinking)

Q1: Restaurant and Pharmacy
Q2: Home Improvement and Furnishings
Q3: Car Rental and Hotel
Q4: Electronics Stores, Clothing

It could happen.  But I bet we'll have to wait until December 15th to know.

Chris.

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And what do you know, three weeks earlier than I expected, Citi just announced their categories.  But they didn't make my wishes come true:

Citi Dividend
Q1: Home Furnishing Stores, Macy's
Q2: Home & Garden Stores
Q3: Airlines, Hilton Brands
Q4: Department Stores, Best Buy

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What crappy categories. No gas? Not that I need it but still, it doesn't compare with Freedom or It, IMO.

[mikelo22]

Ugh, this is frustrating how the restaurant categories of Freedom and Discover overlap. I don't see any point in even using my Discover card now since UR points are better than straight up cash back. As for gas and groceries, I already have Sallie Mae...

[thelethargicage]

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@Anonymous wrote:

---

@Anonymous wrote:

So now that we know Chase and Discover's 2015 categories, here's Citibank's opportunity to get me to rotate my Citi Dividend card into my wallet and actually give it some use:

Citi Dividend 2015 Categories (wishful thinking)

Q1: Restaurant and Pharmacy
Q2: Home Improvement and Furnishings
Q3: Car Rental and Hotel
Q4: Electronics Stores, Clothing

It could happen.  But I bet we'll have to wait until December 15th to know.

Chris.

---

And what do you know, three weeks earlier than I expected, Citi just announced their categories.  But they didn't make my wishes come true:

Citi Dividend
Q1: Home Furnishing Stores, Macy's
Q2: Home & Garden Stores
Q3: Airlines, Hilton Brands
Q4: Department Stores, Best Buy

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Simply put, Godawful. 

They've actually gotten worse. In the past they had pharmacies in Q1 at least.

[longtimelurker]

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@thelethargicage wrote:

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@Anonymous wrote:

---

@Anonymous wrote:

So now that we know Chase and Discover's 2015 categories, here's Citibank's opportunity to get me to rotate my Citi Dividend card into my wallet and actually give it some use:

Citi Dividend 2015 Categories (wishful thinking)

Q1: Restaurant and Pharmacy
Q2: Home Improvement and Furnishings
Q3: Car Rental and Hotel
Q4: Electronics Stores, Clothing

It could happen.  But I bet we'll have to wait until December 15th to know.

Chris.

---

And what do you know, three weeks earlier than I expected, Citi just announced their categories.  But they didn't make my wishes come true:

Citi Dividend
Q1: Home Furnishing Stores, Macy's
Q2: Home & Garden Stores
Q3: Airlines, Hilton Brands
Q4: Department Stores, Best Buy

---

Simply put, Godawful. 

They've actually gotten worse. In the past they had pharmacies in Q1 at least.

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I PCd my Thank You Premier to this (to get rid of AF) but it seems really worthless.  I was expecting pharmacies Q1 to max out,  

[bada_bing]

Freedom's 2015 calendar makes me realize what an outstanding card Sallie Mae is.

My Freedom will be down to a few gas charges in one quarter and restaurants in another,

total use for the year. Not much.

[longtimelurker]

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@bada_bing wrote:

Freedom's 2015 calendar makes me realize what an outstanding card Sallie Mae is.

My Freedom will be down to a few gas charges in one quarter and restaurants in another,

total use for the year. Not much.

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Yes, the combination of 5% on gas and groceries (even forgetting the very useful "books") makes it a card that is going to be useful for many people.   If the cap is too small, get two!  If it's still too small, get the Blue Cash.

[VirtualCuriosity]

Hmmm, I will pull it out of the SD for the 1st Q next year and let my SMs cool down a little (except for gas).  

[bndresa1321]

Thanks for sharing. That grocery category is going to get some serious use come 1Q15.