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Here is a rundown of my credit cards and line of credit so far!!!

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Anonymous
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Here is a rundown of my credit cards and line of credit so far!!!

Im kinda thinking of shrinking my walletSmiley Happy
 
 
AMEX BLUE SKY$23,000 thinking of closing
FIA BANK OF AMERICA ALASKA AIR SIGNATURE $10,000
FIA BANK OF AMERICA AMEX$11,000
DISCOVER CARD PLATINUM$6,000
FIA SUNTRUST BANK $5000
HOME DEPOT MASTERCARD$3600
HOME DEPOT Store card$3000
SEARS$1,200
WALLMART$425
CAPITALONE $500
KEY BANK $500

BUSINESS Credit$3000

CITI FLEX LINE OF CREDIT$8000



Message 1 of 19
18 REPLIES 18
Anonymous
Not applicable

Re: Here is a rundown of my credit cards and line of credit so far!!!

What yoiu lose depends on what each is doing for you, usage etc. Can another card's rewards rpogram make up for what you're closing?  Heck you can use any card at Wally World...lol! I use Target.
Message 2 of 19
Anonymous
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Re: Here is a rundown of my credit cards and line of credit so far!!!

Why would you close Amex Sky if it is not costing you? Just let it sockdrawer/age like fine wine... wait a minute- does it have an AF?
Message 3 of 19
Anonymous
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Re: Here is a rundown of my credit cards and line of credit so far!!!

23,000 is a lot to lose of free util...does it have an AF? If so, then I understand.
Message 4 of 19
Anonymous
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Re: Here is a rundown of my credit cards and line of credit so far!!!

walmart card is for the 0% apr dealsSmiley Happy
 


Brammy wrote:
What yoiu lose depends on what each is doing for you, usage etc. Can another card's rewards rpogram make up for what you're closing?  Heck you can use any card at Wally World...lol! I use Target.



 


Message Edited by alaskan_assassin on 12-02-2007 05:39 PM
Message 5 of 19
Anonymous
Not applicable

Re: Here is a rundown of my credit cards and line of credit so far!!!

No fee just a hasle

netpanther wrote:
23,000 is a lot to lose of free util...does it have an AF? If so, then I understand.



Message 6 of 19
Anonymous
Not applicable

Re: Here is a rundown of my credit cards and line of credit so far!!!

Even though my limit is now above 700.00 on that particular card, it was so low for so long I forgot about the 0 percenters.

alaskan_assassin wrote:
walmart card is for the 0% apr dealsSmiley Happy
 


Brammy wrote:
What yoiu lose depends on what each is doing for you, usage etc. Can another card's rewards rpogram make up for what you're closing?  Heck you can use any card at Wally World...lol! I use Target.



 


Message Edited by alaskan_assassin on 12-02-2007 05:39 PM


Message 7 of 19
Anonymous
Not applicable

Re: Here is a rundown of my credit cards and line of credit so far!!!



alaskan_assassin wrote:
No fee just a hasle

netpanther wrote:
23,000 is a lot to lose of free util...does it have an AF? If so, then I understand.





What kind of hassle? If it paid off to zero? How long have you had it? Just me, since it has no AF I would keep it- and but it in "my book" aka sockdrawer...
Message 8 of 19
Anonymous
Not applicable

Re: Here is a rundown of my credit cards and line of credit so far!!!



netpanther wrote:


alaskan_assassin wrote:
No fee just a hasle

netpanther wrote:
23,000 is a lot to lose of free util...does it have an AF? If so, then I understand.





What kind of hassle? If it paid off to zero? How long have you had it? Just me, since it has no AF I would keep it- and but it in "my book" aka sockdrawer...


 
with his lines probably jsut doesn't want worry about he possiblity of an Amex meltdown if he decides to investigaate a new product or take a trip to Tahiti to get out o the cold.

Message 9 of 19
Anonymous
Not applicable

Re: Here is a rundown of my credit cards and line of credit so far!!!

I just dont want it to be shut down when Im at a store paying for alot of stuff
 
their is a chance if I sockdrawer this card they might want to close it or even Credit limit decrease
I can make up for the point loss just by ageing my other cards a CLI's its just a card

netpanther wrote:


alaskan_assassin wrote:
No fee just a hasle

netpanther wrote:
23,000 is a lot to lose of free util...does it have an AF? If so, then I understand.





What kind of hassle? If it paid off to zero? How long have you had it? Just me, since it has no AF I would keep it- and but it in "my book" aka sockdrawer...



Message 10 of 19
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