03-26-2013 02:30 PM
So did you call ?
03-26-2013 02:39 PM
Good god that is awesome!
03-26-2013 02:46 PM
Oh yea...forgot to mention that I grabbed the Amex BCP through Creditcards.com and scored the 250 Reward Dollars bonus after 1K spend in first 3 months.
03-26-2013 02:52 PM
03-26-2013 02:55 PM
CONGRATS, PILOTDUDE ! ! ! !
For you newbies, or anyone else reading his post, THIS is how ya do it! Pay attention to details, use credit judiciously, and results can be wonderful ! ! !
ONWARD AND UPWARD ! ! !
03-26-2013 02:59 PM - edited 03-26-2013 03:08 PM
Congrats! Those are some nice cards.
Did you decide against getting the PRG as well?
Yes. I am going to wait at least 6 months to app for the PRG if at all. I really wanted the BCP for the 6% and other benefits. Since I got it instantly and we already have the Green Amex and all aircraft gas purchases are restricted to 1 for 1 ratio of points earning, the PRG won't give me the double points anyway.
I may go get it in 6 months if NFCU does not come through. If it does, I will probably just forgo getting an Amex charger for myself.
In 6 months to a year I will be seriously looking at the CSP as well and since I have a Chase account, I will also have access to that potent Freedom, CSP, Chase Checking account triad.
Nothing wrong with that card but with my other options, I can avoid the 175 per year AF and still get the same benefits via the BCP such as Travel benefits etc etc.
I just couldn't justify it to myself with the other options currently in my wallet at this time.
EDIT: I say that with the NFCU card I probably won't go for the PRG due simply to NFCU's reputation of high limits. If they give me a high enough limit (assuming approval of course), I will be able to pump the fuel purchases through that card and PIF each month while still getting decent rewards via NFCU all without incurring a 175 per year AF.
Also...Thanks for the comments Thom02099, it means a lot to me when pros like yourself toss me their stamp of approval. You have some incredible cards in your siggy!
03-26-2013 04:03 PM
So did you call ?
I called NFCU but the rep did not have anything new to report yet. She said I am in the que for review and they are pretty fast most of the time...and not to worry.
I left it alone for now.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.