Here's my deal...
1 NFCU Cash Rewards $500 (UnSecured) (6 Mo's old)
1 NFCU NRewards $500 (Secured) (1year and 4 Mo's old)
1 NFCU NRewards $? (UnSecured) just got it approved Wed. (just asked for CLI per the CSR's suggestion from the original $500 offer so I'm waiting to hear back on it) I requested $5000 but we'll See.
1 USAA Platinum MC $1000 (UnSecured) (Just got it in the Mail Today)
1 Pay Pal Smart Connect ($300)
And just got the RZMC Gold with AF $59 and $300 CL (haven't received the cc yet)
My Question is simply 'should I just decline this RZMC since none of my other cards have an AF? I know my CL's aren't great at all but i'm targeting 2013 for the AMEX and a Major CLI from both USAA and NFCU.
I don't want alot of cards just a nice small mix of Visa, MC and hopefully one day AMEX,
Thanks for any suggestions on this RZMC Gold, if it's worth keeping for possible graduation to the Gold, then Platinum is it a good keeper? I'd just like to have some input prior to me calling to activate it (if that's the route to take)
Thanks!
Goal Score: EX 700|TU 700|EQ700
@Anonymous wrote:Congrats on the accounts you have. The RZMC will not graduate to platinum.
I'm not sure if you can cancel at this point either. I think I have heard one person get approved and then cancel before it hit their reports.
I have a 100 dollar RZMC and I regret getting it. I have no AF however so just going to keep it and hope to get a CLI someday.
Thanks gbishere,
Kinda bummed about the CL and the AF but looks like I'll be keeping it and using it for Printer Ink and things. Thanks for taking the time to answer my question.