Hey guys, need quick advice !

[celluloid17]

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@Feather_Hat wrote:

helloo  i have been gardening for the past 6 months but i am on t he verge of breaking it =(

recently my laptop broke and i am looking to purchase apple macbook pro which will cost me roughly $1300 with tax...

unfortunatley, i dun have that much cash right now so i will have to put it on credit card.

so here comes my questions.

Since i will be putting large amount one credit card, i was thinking of applying for credit card with 0% intro APR of around 12months and intro bonus if possbile.

One card that stood out is bank of america cash reward which has 12 months 0% intrest and $100 cash back after $500 or more purchase.

is there any other credit card which offers more benefits? if so what card is it ?

Thanks in advance =D

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What about the Citi Double cash card?  It gives you 1% on all purchases and as you pay off your balance, you get another 1%, so it's essentially a 2% card in the long run and it offers 15 months of 0% purchase APR.  Also, there's a targeted offer floating around out there where you could get $200 if you spend $1000 within the first 3 months (which you would meet after making this purchase).  Perhaps you could call into the executive office at Citi (the number is in the "Helpful Threads" thread) to see if this targeted offer is available to you in their system for this card?

[Ghoshida]

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@Feather_Hat wrote:

helloo  i have been gardening for the past 6 months but i am on t he verge of breaking it =(

recently my laptop broke and i am looking to purchase apple macbook pro which will cost me roughly $1300 with tax...

unfortunatley, i dun have that much cash right now so i will have to put it on credit card.

so here comes my questions.

Since i will be putting large amount one credit card, i was thinking of applying for credit card with 0% intro APR of around 12months and intro bonus if possbile.

One card that stood out is bank of america cash reward which has 12 months 0% intrest and $100 cash back after $500 or more purchase.

is there any other credit card which offers more benefits? if so what card is it ?

Thanks in advance =D

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If you look around, you might get signup bonus offers from Discover. 

If you're buying the laptop in early October, Discover will be a good card: you can combine ShopDiscover bonus (apple store 5% or Abt.com 5%) with Quarterly bonus (Online stores 5%) on your purchase. So that's another $130. 

[Feather_Hat]

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@celluloid17 wrote:

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@Feather_Hat wrote:

helloo  i have been gardening for the past 6 months but i am on t he verge of breaking it =(

recently my laptop broke and i am looking to purchase apple macbook pro which will cost me roughly $1300 with tax...

unfortunatley, i dun have that much cash right now so i will have to put it on credit card.

so here comes my questions.

Since i will be putting large amount one credit card, i was thinking of applying for credit card with 0% intro APR of around 12months and intro bonus if possbile.

One card that stood out is bank of america cash reward which has 12 months 0% intrest and $100 cash back after $500 or more purchase.

is there any other credit card which offers more benefits? if so what card is it ?

Thanks in advance =D

---

What about the Citi Double cash card?  It gives you 1% on all purchases and as you pay off your balance, you get another 1%, so it's essentially a 2% card in the long run and it offers 15 months of 0% purchase APR.  Also, there's a targeted offer floating around out there where you could get $200 if you spend $1000 within the first 3 months (which you would meet after making this purchase).  Perhaps you could call into the executive office at Citi (the number is in the "Helpful Threads" thread) to see if this targeted offer is available to you in their system for this card?

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ohhh seriously? that would bb perfect !! even without intro bonus, total of 2% is really something.

iam going to call executive office and find out if i could get that offer

[Anonymous]

I would recomend the barclaycard financing / apple financing, it is pretty easy to get, so far is the card that has given me the most credit, 2k with less than a year of history and and 631 FICO. I was actually pretty amazed and like other mentions depending on how much you spend you can get 0 APR from 6 to 18 months. Though you have to make sure you pay within this period otherwise you'll get deferred interest.

[afinch1992]

Go for an AMEX if you have the history to support it. I would take that added warranty protection any day over $20 in cash back. Most of their revolvers have a 0% APR period. 

[Feather_Hat]

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@afinch1992 wrote:

Go for an AMEX if you have the history to support it. I would take that added warranty protection any day over $20 in cash back. Most of their revolvers have a 0% APR period. 

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i already have amex p gold and everyday card with only 6 months of 0% intro lolll so amex is out.. hows blue cash btrw?

[Feather_Hat]

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@Anonymous wrote:

I would recomend the barclaycard financing / apple financing, it is pretty easy to get, so far is the card that has given me the most credit, 2k with less than a year of history and and 631 FICO. I was actually pretty amazed and like other mentions depending on how much you spend you can get 0 APR from 6 to 18 months. Though you have to make sure you pay within this period otherwise you'll get deferred interest.

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i did hear good things about barcaly fiancing (visa) card. but the only thing is that it does not offer any intro bonus and on top of that, they only give 12 months 0% APR for purchase less then $2k. lots of other credit cards (eg, blue cash, double cash) gives you 15 months of APR.. hmm so many choices out there..

[taxi818]

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@ScoreOrBeScored wrote:

Barclay Financing Visa. You will get 12 month 0% APR on all Apple products/purchases when you open card. It's also a visa you can use anywhere.BUT NO REWARDS. PRETTYeasy to get. Go to Apple site or Barclaycard site to apply.

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Exactly. Will get 0%. And easy card to get. No problem. 

[Anonymous]

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@Feather_Hat wrote:

helloo  i have been gardening for the past 6 months but i am on t he verge of breaking it =(

recently my laptop broke and i am looking to purchase apple macbook pro which will cost me roughly $1300 with tax...

unfortunatley, i dun have that much cash right now so i will have to put it on credit card.

so here comes my questions.

Since i will be putting large amount one credit card, i was thinking of applying for credit card with 0% intro APR of around 12months and intro bonus if possbile.

One card that stood out is bank of america cash reward which has 12 months 0% intrest and $100 cash back after $500 or more purchase.

is there any other credit card which offers more benefits? if so what card is it ?

Thanks in advance =D

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You might also want to check out the Chase Freedom card for this purchase too.

0% APR for 15 months

$100 bonus after you spend $500 in the first three months (obviously hit that)

You get 1% cash back on any purchase

Addiitonally, you can use their "Cash Back Boost" for 2% cash back at the Apple Store, for a total of 3% back on your purchase. The link below should go to the Chase Cash Back Boost page.

So for a $1,300 purchase, you would get $100, plus $39 in cash back, with the 15 months no APR that you wanted.

https://www.chase.com/ccp/index.jsp?pg_name=ccpmapp/shared/marketing/page/ultimate-rewards-cash-back...

[Luscher]

I recommend Bill Me Later. 0% interest an no effect to your credit with aaoa or util