I already posted to the "rebuilding credit portion" of the site regarding my situation but I'll post a link here if you can help. I'll limit my question on this portion of the site to this: Will having a recently reported medical bill in collections scare my current creditors (AMEX, Chase, etc.) into lowering limits/closing cards? I have impeccable payment history with each of them. My score was 700 but has now gone down to 646. Thanks!
