I'm new to the community of MYOPIC, but I read your posts all the time and you guys are doing a great job helping people!
I have a question regarding CSP.
I have a credit history of 17 months, 5 cc
cap onene card with $1500
cap one:second card with $750
my 3 credit scores are all a little over 700
my longest account is with capital one i have the amex for about 4 months both of them , and i just got my discover it.
On my equifax report i think i have 3 inquires , i understand that chase pulls from there i live in SO CALIFORNIA.
never missed a payment.
last time i tried applying for the CSP , i got denied i called recon twice they said i didn't have enough history.
i applied back in january of this year and back then i only had one card with capital one.
my question is like that: i want to try and apply again, should i wait for a few more months or i can just go ahead and apply right away?
btw i do have a bank account with chase.
thanks for your help, Oz.
Your AAoA is a bit low, so I'd garden some more. Even though some have been approved without it, an existing $5K limit is also beneficial. That is the reason I haven't app'ed for one as of yet.
i think you should be approved for the freedom.
just applied for the freedom, instant approval for $3000 , i'll be in the garden until 2/14 then i will try CSP!