06-07-2013 01:23 PM
You might try a local credit union, most of the prime banks like you mention
are in the 5 - 10K range, good luck!!
06-07-2013 03:06 PM
06-07-2013 03:41 PM
The only secured card that I know of that allows limits of 20K plus is SDFCU and I think Citi Bank Secured has a limit up to 25K. SDFCU secured cards does not graduate but there is no limit to the secured card deposit.
From what I hear Citi secured can graduate after 18 months but havent seen to many with recent experience with Citi secured. You cant apply online, you have to request a paper app or perhaps do it over the phone.
06-07-2013 04:05 PM
My Citi Secured graduated at the 18 month mark. Right on the dot! They also PC'd me to the Divedend Card and lowered my apr from 18.24 to 13. Citi treated me well. I also got a CLI when they graduated the card. This happened last Month.