Established Contributor
Posts: 742
Registered: ‎10-02-2007

High Limit Secured Card That Graduates...


Does anyone know of a high limit secured card that graduates 15-20k that would approve me with a 5 yr old BK


I know Wells Fargo limits go to 10k

Valued Contributor
Posts: 1,214
Registered: ‎02-03-2013

Re: High Limit Secured Card That Graduates...

You might try a local credit union, most of the prime banks like you mention

are in the 5 - 10K range, good luck!!

Starting Score TU 667 EQ 663 EX 655
Current Score TU 752 EQ 749 EX 757 Last Update 3/2015
Garden Club 04/10/2013 (Goal 2015 or Longer)

New Member
Posts: 5
Registered: ‎01-28-2013

Re: High Limit Secured Card That Graduates...

I put 10k into Wells Fargo. They all think I'm insane whenever I call them and they see that; however, I've been able to use the high limit to rocket my other credit limits on unsecured cards straight up. I finally graduated and will get my cash back in about two months (which is dumb, but such is life).

My credit wasn't bad, it was nonexistent.
US Bank Cash+ | Wells Fargo Secured Visa
Established Contributor
Posts: 917
Registered: ‎12-17-2012

Re: High Limit Secured Card That Graduates...

The only secured card that I know of that allows limits of 20K plus is SDFCU and I think Citi Bank Secured has a limit up to 25K. SDFCU secured cards does not graduate but there is no limit to the secured card deposit.


From what I hear Citi secured can graduate after 18 months but havent seen to many with recent experience with Citi secured. You cant apply online, you have to request a paper app or perhaps do it over the phone.









Established Contributor
Posts: 647
Registered: ‎02-17-2011

Re: High Limit Secured Card That Graduates...

My Citi Secured graduated at the 18 month mark. Right on the dot!  They also PC'd me to the Divedend Card and lowered my apr from 18.24 to 13.  Citi treated me well.  I also got a CLI when they graduated the card.  This happened last Month.

Amex Hilton Honors $1000.00 CL; Discover $2000.00 CL; Gap Visa $5500.00 CL; AE Visa 4000.00 CL; Cap1 Quicksilver $2000.00; Walmart MasterCard $5,300.00; Sam's Club Mastercard $8500.00; Barclay's Rewards MC $3700; CITIBank Dividend World Mastercard $300.00 CL; AMEX PRG NPSL; Wells Fargo Rewards VISA $3,000.00 CL; Barclays AA Red Aviator MC $4000.00 CL; BOA Better Balance Rewards VIsa $1000.00 CL; Chase Freedom Visa $3,500; Venture $15,000; Venture One $10,000, Quicksilver Visa Siggy $5000

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