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Valued Contributor
Duncanrr
Posts: 2,841
Registered: ‎06-08-2012

High UTIL blocks a drunken app

Enjoying time on beach. Temporary high UTIL is blocking me from apping. Damn my high UTIL. :smileywink:


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: High UTIL blocks a drunken app


Duncanrr wrote:
Enjoying time on beach. Temporary high UTIL is blocking me from apping. Damn my high UTIL. :smileywink:

Get your butt to the Garden!!!!! :smileylol:

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
Duncanrr
Posts: 2,841
Registered: ‎06-08-2012

Re: High UTIL blocks a drunken app

:$


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Established Contributor
gettnthere
Posts: 912
Registered: ‎06-14-2012

Re: High UTIL blocks a drunken app

Whats your util looking like right now duncan? is it real high at the moment?

 

oh and i sent you a PM:smileywink:



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Valued Contributor
maiden_girl
Posts: 2,005
Registered: ‎12-29-2011

Re: High UTIL blocks a drunken app

I wonder if your UTIL is as high as my own? LOL.

The truth is out there...
FICO scores: 724 (EQ) 709 (EX) 711 (TU) 4/14 | Goal score: 750+ (all 3)
Tradelines: Capital One (5.0k) | Discover IT (5.0k) | Walmart Discover (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)
--------------------------Gardening until my credit recovers...NO MORE INQUIRES TIL 2015
Valued Contributor
Duncanrr
Posts: 2,841
Registered: ‎06-08-2012

Re: High UTIL blocks a drunken app

I have a toy limit right now. New cards aren't reporting yet. My UTIL is like 40% but its 85% on crao1 card. I've already paid off full amount but stuck for 1 month. List 32 pts EQ to 631 right now from UTIL.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Valued Contributor
maiden_girl
Posts: 2,005
Registered: ‎12-29-2011

Re: High UTIL blocks a drunken app

[ Edited ]

I'm at 73% and 27% UTIL and recently unemployed...I should be drinking tequila shots right now...

 

EDITED:

Ok...maybe 52% and 20%...LOL.

The truth is out there...
FICO scores: 724 (EQ) 709 (EX) 711 (TU) 4/14 | Goal score: 750+ (all 3)
Tradelines: Capital One (5.0k) | Discover IT (5.0k) | Walmart Discover (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)
--------------------------Gardening until my credit recovers...NO MORE INQUIRES TIL 2015
Established Contributor
gettnthere
Posts: 912
Registered: ‎06-14-2012

Re: High UTIL blocks a drunken app


Duncanrr wrote:
I have a toy limit right now. New cards aren't reporting yet. My UTIL is like 40% but its 85% on crao1 card. I've already paid off full amount but stuck for 1 month. List 32 pts EQ to 631 right now from UTIL.

WOW , they dinged you big time for that Cap1 UTIL, good thing its temporary lol



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Valued Contributor
Duncanrr
Posts: 2,841
Registered: ‎06-08-2012

Re: High UTIL blocks a drunken app

Yup. One sure fire way to keep you in garden :smileywink:


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge

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