U.S. Bank is super great for those who have a relationship with them. Even back when my scores were high 600’s they gave me a Cash + Visa, and a reserve line. Then after it got above 700 I was Pre-Approved for a 15k Premier Line. It was instant and no docs needed. Recently I was approved for a personal loan.... no docs needed.
Call them. They usually have preapproval for current customers. I don’t usually get them online but I have them when I call.
I have over 50k exposure with them and my scores are in my sig. they use TU for me and I am usually around 775 or so. I have tons on INQs tho.
Another thing... their Altitude Visa is only for current customers and there is lots of info on here about it. I didn’t go for it because I don’t travel enough.... but people were getting very nice SL’s.
So... that’s my 2 cents on USB. I love them. People don’t on here for some reason but most are not customers besides a CC... and USB really steps it up for customers who have deposit accounts. Oh... I have 7 deposit accounts with them.
