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Higher limit cards?

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QCTRAV
Valued Member

Higher limit cards?

My friend has a 715 score And is looking for the highest limit card he can get for the score... Any ideas?
Starting Fico Score 589 Current 640

QSO $2000 ; Cap 1 Secured $300 ; First Premiere Secured ; $300 ; Piedmont Advantage CU CC $1000 ; Barclay s Rewards $1000 ; Chase Amazon Visa $500



In the Garden 5/14 until 5/15
Message 1 of 19
18 REPLIES 18
myjourney
Super Contributor

Re: Higher limit cards?

More info needed other than one score 

Baddies 

INQ's last year 

All scores 

UTL 

TL's 

Type of cards wanted

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 19
QCTRAV
Valued Member

Re: Higher limit cards?

3 inqs
2 30 day lates in the past 6 years... Every card he has applied for he has been approved.
Starting Fico Score 589 Current 640

QSO $2000 ; Cap 1 Secured $300 ; First Premiere Secured ; $300 ; Piedmont Advantage CU CC $1000 ; Barclay s Rewards $1000 ; Chase Amazon Visa $500



In the Garden 5/14 until 5/15
Message 3 of 19
pkosheta
Contributor

Re: Higher limit cards?

Other limits on other cards are a strong indicator, especially if 5k limit barrier has been met or broken, as to whether high limits are in your future.
Age 29
AU- United+ Visa 33k, *97. GM MasterCard 15k, *95.
Individual- PenFed Plat Rew 7k, *08. Amex Blue 6.7k, *12. Hilton Amex 5.5k, *12. Chase Sapphire 15k, *12. U.S. Bank Cash+ 12.3k, *12. Barclays Priceline.com Rewards Visa 11k, *13. Citi DoubleCash (PC'd in *14) 7k, *13. Club Carlson Premier 9k, *13.
Message 4 of 19
Creditaddict
Legendary Contributor

Re: Higher limit cards?


@QCTRAV wrote:
My friend has a 715 score And is looking for the highest limit card he can get for the score... Any ideas?

What cards and limits does he have already?

how long has he had them?

Message 5 of 19
myjourney
Super Contributor

Re: Higher limit cards?


@QCTRAV wrote:
3 inqs
2 30 day lates in the past 6 years... Every card he has applied for he has been approved.

UTL?

Cards and limits?

Cards wanted cash/travel?

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 6 of 19
QCTRAV
Valued Member

Re: Higher limit cards?

His latest card was $5500 cards are BoA 5,500 Amex usaa 2,000 cap one $1,100
Starting Fico Score 589 Current 640

QSO $2000 ; Cap 1 Secured $300 ; First Premiere Secured ; $300 ; Piedmont Advantage CU CC $1000 ; Barclay s Rewards $1000 ; Chase Amazon Visa $500



In the Garden 5/14 until 5/15
Message 7 of 19
Creditaddict
Legendary Contributor

Re: Higher limit cards?


@QCTRAV wrote:
His latest card was $5500 cards are BoA 5,500 Amex usaa 2,000 cap one $1,100

Citi?

Chase?

 

you can check pre-qual offers before applying

 

American Express Cards (not usaa) you can request a 3x cli after just 61 days.

Message 8 of 19
myjourney
Super Contributor

Re: Higher limit cards?


@QCTRAV wrote:
His latest card was $5500 cards are BoA 5,500 Amex usaa 2,000 cap one $1,100

Current UTL?

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 9 of 19
QCTRAV
Valued Member

Re: Higher limit cards?

65 percent
Starting Fico Score 589 Current 640

QSO $2000 ; Cap 1 Secured $300 ; First Premiere Secured ; $300 ; Piedmont Advantage CU CC $1000 ; Barclay s Rewards $1000 ; Chase Amazon Visa $500



In the Garden 5/14 until 5/15
Message 10 of 19
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