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Higher limit on quicksilverOne or regular Quicksilver?

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Anonymous
Not applicable

Re: Higher limit on quicksilverOne or regular Quicksilver?

i would hold off on chase
Message 11 of 19
mrcrisp023
Frequent Contributor

Re: Higher limit on quicksilverOne or regular Quicksilver?

I'm thinking Barclaycard, Lowe's then regular QS. I'm afraid of Chase, Citi and Amex. I've heard good things about Discover It but I dunno.
Capital One SavorOne: $3000 / Bank of America Unlimited Cash Rewards Visa Signature: $500 / Mission Lane: $1500 / Merrick: $2000 / CreditOne Amex: $850

Starting 09/2022 MyFico 08: EQ 648 / TU 659 / EX 644
Current MyFico 08: EQ 665 / TU 670 / EX 670

2024 EOY Goal: 750
Message 12 of 19
delaney1
Established Contributor

Re: Higher limit on quicksilverOne or regular Quicksilver?

I got a 5k QS last year, only having one other card which had a 500 limit. I also have a large collection from 2012 on my cr and at the time cap one said my eq score was 648.

Message 13 of 19
Anonymous
Not applicable

Re: Higher limit on quicksilverOne or regular Quicksilver?

I agree with one of the previous posts.  Check the Capital One website to see if you are pre-qualified for any offers (see link below).  That will give you a guage of what to apply for (and most likely be approved for).  

 

https://findmycard.capitalone.com/en/PageVersions/LandingPages/LP_ONE_V01.aspx

 

Message 14 of 19
Anonymous
Not applicable

Re: Higher limit on quicksilverOne or regular Quicksilver?

If you have a clean EQ/EX...I would check out Chase, Citi, Discover as they like to pull those 2 bureaus for most.

Message 15 of 19
Anonymous
Not applicable

Re: Higher limit on quicksilverOne or regular Quicksilver?

chase isn't a huge fan of recent BK
Message 16 of 19
_NERD
Established Contributor

Re: Higher limit on quicksilverOne or regular Quicksilver?

Did you apply? (=

3B profile optimization in progress...
Message 17 of 19
FireMedic1
Community Leader
Mega Contributor

Re: Higher limit on quicksilverOne or regular Quicksilver?


@mrcrisp023 wrote:
That's mine too. Plus I have a a BK-7 that was discharged 12/13 and my TU has 2 small collections that are 5 years old. My exp and eq are totally clean besides the BK.

Why are collections still showing after your Chap7? All collections should be removed. I was DC'ed in Dec. also. Fortunately, all my cards were closed for yrs before my case. They were all in collections and a judgment. All wiped out. 4 months later. I have Venture, QS1, and just PC the Plat to QS.


Message 18 of 19
mrcrisp023
Frequent Contributor

Re: Higher limit on quicksilverOne or regular Quicksilver?

They actually showed up during the BK i,was just fortunate they didn't catch it.

I was considering discover, but I'll prolly just wait a few months for that one.
Capital One SavorOne: $3000 / Bank of America Unlimited Cash Rewards Visa Signature: $500 / Mission Lane: $1500 / Merrick: $2000 / CreditOne Amex: $850

Starting 09/2022 MyFico 08: EQ 648 / TU 659 / EX 644
Current MyFico 08: EQ 665 / TU 670 / EX 670

2024 EOY Goal: 750
Message 19 of 19
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