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I got a 5k QS last year, only having one other card which had a 500 limit. I also have a large collection from 2012 on my cr and at the time cap one said my eq score was 648.
I agree with one of the previous posts. Check the Capital One website to see if you are pre-qualified for any offers (see link below). That will give you a guage of what to apply for (and most likely be approved for).
https://findmycard.capitalone.com/en/PageVersions/LandingPages/LP_ONE_V01.aspx
If you have a clean EQ/EX...I would check out Chase, Citi, Discover as they like to pull those 2 bureaus for most.
@mrcrisp023 wrote:
That's mine too. Plus I have a a BK-7 that was discharged 12/13 and my TU has 2 small collections that are 5 years old. My exp and eq are totally clean besides the BK.
Why are collections still showing after your Chap7? All collections should be removed. I was DC'ed in Dec. also. Fortunately, all my cards were closed for yrs before my case. They were all in collections and a judgment. All wiped out. 4 months later. I have Venture, QS1, and just PC the Plat to QS.