Higher status Cards from national banks/credit unions

[romey050500]

What are there highest status cards that reasonably available at the national banks?

American Express - Platinum card

Chase - CSP

BOA - ???

Citi - ???

NFCU - Flahship?

USAA???

Barclay - Black Card?

Discover - IT?

Am I missing some banks? Do you agree?

[longtimelurker]

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@romey050500 wrote:

What are there highest status cards that reasonably available at the national banks?

American Express - Platinum card

Chase - CSP

BOA - ???

Citi - ???

NFCU - Flahship?

USAA???

Barclay - Arrival?

Discover - IT?

Am I missing some banks? Do you agree?

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Not quite sure what the question means, is it really "normal" cards with the highest AF (so the Amex Plat rather than the equivalent requirement Gold or Green)?

If so, Chase has cards like the United Club, $395, Citi has the Prestige for about $400.

[NonSufficientFunds]

Barclay also offers a Black Card (made of carbon fiber) - though I don't know how it compares to the "Arrival", in terms of status.

https://www.blackcard.com/apply/Landing.action?campaignId=1476&cellNumber=4&referrerid=LNKBIBXXXX&si...

[takeshi74]

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@romey050500 wrote:

What are there highest status cards that reasonably available at the national banks?

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How, exaclty are you ranking "status"?

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@romey050500 wrote:

Am I missing some banks?

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If the intent is to incldue all national banks you're missing quite a number of them.

[longtimelurker]

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@NonSufficientFunds wrote:

Barclay also offers a Black Card (made of carbon fiber) - though I don't know how it compares to the "Arrival", in terms of status.

https://www.blackcard.com/apply/Landing.action?campaignId=1476&cellNumber=4&referrerid=LNKBIBXXXX&si...

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While that card is (correctly) derided as a cheap rip-off, in the wider world I'm sure Arrival has no status at all.

[ilovelisa]

BofA would be the Priviledges Cash Rewards card right?

[longtimelurker]

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@takeshi74 wrote:

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@romey050500 wrote:

What are there highest status cards that reasonably available at the national banks?

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Define "status".  Means nothing to me.  A card is a card.  Any status a card might or might not have is inherent to the person doing so -- not the card itself.

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It seems often to be used here (and on similar forums) to roughly mean "demonstrate high credit worthiness" and none of the generally available cards do that.   And if we want to equate status with wealth, high status people don't carry cards, they have their "people" to deal with such little details for them.

[Revelate]

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@longtimelurker wrote:

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@takeshi74 wrote:

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@romey050500 wrote:

What are there highest status cards that reasonably available at the national banks?

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Define "status".  Means nothing to me.  A card is a card.  Any status a card might or might not have is inherent to the person doing so -- not the card itself.

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It seems often to be used here (and on similar forums) to roughly mean "demonstrate high credit worthiness" and none of the generally available cards do that.   And if we want to equate status with wealth, high status people don't carry cards, they have their "people" to deal with such little details for them.

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I think that's overstated; I've met a near billionaire previously over a handful of occassions and he purchased things just like everyone else.

Likewise encountered high powered executives from companies everyone's heard of, they may not quite have the same wealth or "status" but I think youl'll find under the surface that the gold-plated elite aren't complete aliens and cover the gamut from incredibly extreme to utterly normal.  This particular habit is no different, though I suspect if you get outside the States, some cultures are admittedly different.

[sccredit]

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@Revelate wrote:

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@longtimelurker wrote:

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@takeshi74 wrote:

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@romey050500 wrote:

What are there highest status cards that reasonably available at the national banks?

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Define "status".  Means nothing to me.  A card is a card.  Any status a card might or might not have is inherent to the person doing so -- not the card itself.

---

It seems often to be used here (and on similar forums) to roughly mean "demonstrate high credit worthiness" and none of the generally available cards do that.   And if we want to equate status with wealth, high status people don't carry cards, they have their "people" to deal with such little details for them.

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I think that's overstated; I've met a near billionaire previously over a handful of occassions and he purchased things just like everyone else.

Likewise encountered high powered executives from companies everyone's heard of, they may not quite have the same wealth or "status" but I think youl'll find under the surface that the gold-plated elite aren't complete aliens and cover the gamut from incredibly extreme to utterly normal.  This particular habit is no different, though I suspect if you get outside the States, some cultures are admittedly different.

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I work for a guy with a $25mm+ Net Worth (part of my job is managing that) and he uses a Nordstrom Siggy everyday.  I think, at a certain point, you stop caring about status because you are the status

[bribro]

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@sccredit wrote:

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@Revelate wrote:

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@longtimelurker wrote:

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@takeshi74 wrote:

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@romey050500 wrote:

What are there highest status cards that reasonably available at the national banks?

---

Define "status".  Means nothing to me.  A card is a card.  Any status a card might or might not have is inherent to the person doing so -- not the card itself.

---

It seems often to be used here (and on similar forums) to roughly mean "demonstrate high credit worthiness" and none of the generally available cards do that.   And if we want to equate status with wealth, high status people don't carry cards, they have their "people" to deal with such little details for them.

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I think that's overstated; I've met a near billionaire previously over a handful of occassions and he purchased things just like everyone else.

Likewise encountered high powered executives from companies everyone's heard of, they may not quite have the same wealth or "status" but I think youl'll find under the surface that the gold-plated elite aren't complete aliens and cover the gamut from incredibly extreme to utterly normal.  This particular habit is no different, though I suspect if you get outside the States, some cultures are admittedly different.

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I work for a guy with a $25mm+ Net Worth (part of my job is managing that) and he uses a Nordstrom Siggy everyday.  I think, at a certain point, you stop caring about status because you are the status

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I work with and know a lot of people that are extremely wealthy (billionaires). They almost always care most about service. These types of people aren't going to spend 2 hours researching how to best spend their UR points on a United saver award ticket, they just want their charges to go through when they swipe and to be able to reach someone on the phone immediately if they have a problem. Rewards are just icing on the cake. That's why cards like the Palladium and Centurion can get away with charging such high AFs for what a lot of people would consider a mediocre rewards program; people are paying for service, not better rewards.