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I'm just curious...what is the highest CL on a Capital One card? Everyone seems to have relatively low limits, regardless of credit history/scores. I've been with Capital One since 2006 and my CL started at $500 but is now at $2500...and has been for about 3-4 years. So what's the highest CL you've heard of or seen with a Capital One card?
@frogfan12 wrote:I'm just curious...what is the highest CL on a Capital One card? Everyone seems to have relatively low limits, regardless of credit history/scores. I've been with Capital One since 2006 and my CL started at $500 but is now at $2500...and has been for about 3-4 years. So what's the highest CL you've heard of or seen with a Capital One card?
I know the prime cards can get high (Highest i've heard is 10K). I'm sure there's memebers here and elsewhere with higher limits (The very few of them)
@LS2982 wrote:
@frogfan12 wrote:I'm just curious...what is the highest CL on a Capital One card? Everyone seems to have relatively low limits, regardless of credit history/scores. I've been with Capital One since 2006 and my CL started at $500 but is now at $2500...and has been for about 3-4 years. So what's the highest CL you've heard of or seen with a Capital One card?
I know the prime cards can get high (Highest i've heard is 10K). I'm sure there's memebers here and elsewhere with higher limits (The very few of them)
+1. They do offer prime cards, which can likely grow upwards of 20K+. Also someone recently reporting seeing a Cap1 Signature Visa.
Most of the rebuilder cards have a ceiling of no higher than ~3K, maybe slightly more, many have a lower ceiling, your limit depends on whatever rebuilder bucket Cap1 places you in when you open the card.
Interesting, I didn't think they went that high.
@frogfan12 wrote:Interesting, I didn't think they went that high.
I'm an authorized user on my moms capital one and the limit is 30,000
There are two distinct buckets for CapOne cards.
The prime bucket likely tops out between $30-50K.
The credit builder/rebuilder bucket seems to top out at $3K now, though when I had the rebuilder card, it was increased to $3250, but that was pre-recession '08. Limit didn't budge for over 3 years after the recession started.