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Hey Guys:
I would like to take a survey on credit lines.
What is the highest credit line you or someone you know has on a credit card and with what bank or credit union? This doesn't include the "no pre-set spending limit" cards.
Currently, I have $12,500 on my Bank of America / Amex Accelerated Rewards card. This may change after today's PenFed app, we'll see since it's still pending. The rep said the computer is suggesting 20K but they need to verify some things first.
UM
Personal: American Express Platinum - NPSL | American Express Blue Cash Preferred - $15,000 | Chase Sapphire Reserve - $38,500 | Chase Amazon Prime Visa - $7,200 | Chase Freedom - $500 | Barclaycard Arrival+ - $18,600 | PenFed Platinum Rewards - $25,000 | PenFed LOC - $10,000 | Navy Federal Credit Union Platinum Visa - $25,000 | Navy Federal Credit Union LOC - $10,000 | Citi Double Cash - $12,170 | Citizens Cash Back+ - $8,650 | Citizens LOC Overdraft - $8,000 | Discover - $10,000 | Capital One Quicksilver One - $3,600 | Capital One Platinum - $750 | Valero - $600 | Dell - $3,000 | Lowes Advantage - $30,000 | Macys Amex - $25,000 | The Home Depot - $7,500 | Tourneau - $15,000
Business: American Express Business Platinum Card - NPSL | American Express Plum Card - NPSL | American Express SimplyCash Plus - $10,000 | American Express Gold Card - NPSL | Bank of America Cash Rewards - $100,000 | Capital One Spark Business - $54,000 | Chase Business Preferred - $34,000 | Chase Business Ink - $15,000 | PNC Bank Cash Rewards Visa Signature - $19,000 | PNC LOC $100,000 | BP Business Solutions - $1,500 | KeyBank Mastercard - $6,000 | Staples More Account - $3,500
18k with citicard driver's edge
USbank Signature $22,500
before credit crises and amex going crazy $25,000
I Have 2 at 20k Discover won't go over 12k and a few under 10k, I believe the ccc stay at 20% anual income.
Citi Dividend at 25k, but have had since 1985, Citi Drivers Edge at 12.6k, Discover at 8.9k, Cap One at 10.6k, and Barclays at 6k (no auto cli in 2 yrs)
L.L. Bean Visa (issued by Barclays) - $30K
3 other cards (Chase & BOA) between $25K & $29.1K
2 cards (CapOne & PenFed) - $20K
$27K on USAA MC. Thinking of closing my USAA AmEx and combining them (if they let me), which would be $37K.
Next one down is PenFed Plat Visa at $20.3K, then a BofA at $18K.
Discover More... 25k
NFCU Platinum Visa... 25k
How much of our CL do we need to use to not get CLD? BofA ? Discover ? Citi ? Amex ?
@PRILEY wrote:How much of our CL do we need to use to not get CLD? BofA ? Discover ? Citi ? Amex ?
I can only speak for myself.
BoA $11,000 CL I auto pay my gas bill on this one; never more than about $50 a month. I've done this for several years.
$8,300 CL I auto pay my XM radio account at $16 a month also for several years.
Citi $6,500 CL Cable bill for about $66 a month.
Cap 1 $4,000 CL Water bill each month $50+
Discover $13,300 CL This is the only one I run alot of charges through each month.
As you can see I don't use very much of my CL's at all and don't plan to in the future. If that ever results in a CLD I guess I'll live with that.
From a BK years ago to:
EX - 9/09 pulled by lender 802
EQ - 7/06-663, 3/10-800
TU - 8/10-772
You can do the same thing with hard work