08-26-2010 06:20 PM
I have a limit of $38,000 with Citibank (A Advantage). I currently;y only use 3-4K. This card amounts to about 30% of my total
CL. I have several credit cards frp BofA, Chase, Citibank, Discover, Capital One. I would close some of these, but I am afraid of the negative impact that would have on my utilization percentage portion of my FICO score. My current FICO score averages 750.
11-16-2010 10:21 PM
How do you get these types of credit limit (CL)? I only have a credit card with $600 CL. How long do you have to wait before it bumps up?
It took me 3 years to go from a $300 toy card to a $10000 reward card. The CrapOne toy card is still stuck at $750. Don't worry too much about those low CL cards. Improve your credit then move on with better lenders/creditors.
11-16-2010 11:07 PM
15K from my Credit Union (started 1K and after 3mos I applied for CLI and they approved me for 15K)
11-17-2010 04:27 AM
WOW! You guys have crazy limits.
My highest (individual account) is only 4.5K from Barclays.
My AU on Citi dividend is 26k
My AU on Chase Sapphire doesn't report but the highest balance was over 12k.
I just want one of my owns cards at the 5k mark and I'll be a happy camper
11-17-2010 05:01 AM
Highest: U.S. Bank Premier Line of Credit / U.S. Bank Platinum Access Visa Card (tied to the Premier Line), which is at $25,000.
Second highest and highest official credit card: U.S. Bank FlexPerks Select Rewards Visa Card, which is at $23,000.
Highest from a Credit Union: Navy Federal Platinum Visa Card, which is at $20,000.
Highest and oldest limit: Citi Diamond Preferred MasterCard, which is at $19,000. I got this my first year of college in 2007, and it started at $1,000.
11-17-2010 09:20 AM
NFCU NAVChek LOC - $10,500[NEW]
The Room Place - $9,500
Pottery Barn - $6,100
I just finished credit repairing as of 11/10 and now i'm credit gardening so I will expect better cli's to go along with my brand spankn' new 700+ fico scores!
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