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Frequent Contributor
Posts: 380
Registered: ‎11-18-2007

Re: Highest Credit Line



FNB Omaha $15K

Current Score: EX 718 EQ 689 TU 757 23 Jun 13
Goal Score: 760 across the board by Jul 14

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Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007

Re: Highest Credit Line

PNC $4,000

New Member
Posts: 4
Registered: ‎05-05-2009

Re: Highest Credit Line

I have a limit of $38,000 with Citibank (A Advantage). I currently;y only use 3-4K. This card amounts to about 30% of my total
CL. I have several credit cards frp BofA, Chase, Citibank, Discover, Capital One. I would close some of these, but I am afraid of the negative impact that would have on my utilization percentage portion of my FICO score. My current FICO score averages  750.

New Contributor
Posts: 57
Registered: ‎12-17-2008

Re: Highest Credit Line

51000.00 with boa which they slashed to 3700.00

Frequent Contributor
Posts: 374
Registered: ‎01-08-2010

Re: Highest Credit Line

My highest CL used to be $750 before I got Amex costco 7 months ago.  My costco is now at $5k.  Still hard for me to believe.

Frequent Contributor
Posts: 250
Registered: ‎01-18-2009

Re: Highest Credit Line


yama wrote:

Dear ALL,


How do you get these types of credit limit (CL)? I only have a credit card with $600 CL. How long do you have to wait before it bumps up?




It took me 3 years to go from a $300 toy card to a $10000 reward card. The CrapOne toy card is still stuck at $750. Don't worry too much about those low CL cards. Improve your credit then move on with better lenders/creditors.


What's in your wallet?
-Not Capital One.
Posts: 75
Registered: ‎04-29-2010

Re: Highest Credit Line

15K from my Credit Union (started 1K and after 3mos I applied for CLI and they approved me for 15K)

Starting Score: EQ 606, TU 631
Current Score: EQ 658, TU 674, EX 656 FAKO
Goal Score: 700

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Frequent Contributor
Posts: 424
Registered: ‎10-25-2010

Re: Highest Credit Line

WOW! You guys have crazy limits. Smiley Surprised


My highest (individual account) is only 4.5K from Barclays.

My AU on Citi dividend is 26k

My AU on Chase Sapphire doesn't report but the highest balance was over 12k.


I just want one of my owns cards at the 5k mark and I'll be a happy camper Smiley Tongue

Starting Score: 600s
Current Score: EQ 08 798 on 5/28/14, TU 792 on 5/27/4 via Barclay, EX 798 on 5/28/14
Goal Score: 760

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Frequent Contributor
Posts: 321
Registered: ‎10-25-2009

Re: Highest Credit Line

Highest: U.S. Bank Premier Line of Credit / U.S. Bank Platinum Access Visa Card (tied to the Premier Line), which is at $25,000.


Second highest and highest official credit card: U.S. Bank FlexPerks Select Rewards Visa Card, which is at $23,000.


Highest from a Credit Union: Navy Federal Platinum Visa Card, which is at $20,000.


Highest and oldest limit: Citi Diamond Preferred MasterCard, which is at $19,000. I got this my first year of college in 2007, and it started at $1,000.

Despite my employment in the banking industry, any and all views contained in this post are purely my own, and do not represent any financial institution, nor constitute as financial or investment guidance or advise.
Frequent Contributor
Posts: 328
Registered: ‎09-01-2009

Re: Highest Credit Line

NFCU NAVChek LOC - $10,500[NEW]

The Room Place - $9,500

Pottery Barn - $6,100


I just finished credit repairing as of 11/10 and now i'm credit gardening so I will expect better cli's to go along with my brand spankn' new 700+ fico scores! 

Starting Score: EQ 729, TU 752, EX ? (1/1/2011)
Current Score: EQ 696, TU 718, EX 686 - PSECU (5/17/2011)
Goal Score: ALL 800+ by December 31, 2011

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