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Highest Credit Line

Established Contributor

Highest Credit Line

Hey Guys:

 

I would like to take a survey on credit lines.

 

What is the highest credit line you or someone you know has on a credit card and with what bank or credit union? This doesn't include the "no pre-set spending limit" cards.

 

Currently, I have $12,500 on my Bank of America / Amex Accelerated Rewards card. This may change after today's PenFed app, we'll see since it's still pending. The rep said the computer is suggesting 20K but they need to verify some things first.

 

UM

Message 1 of 80
79 REPLIES
Regular Contributor

Re: Highest Credit Line

18k with citicard driver's edge

Message 2 of 80
Epic Contributor

Re: Highest Credit Line

USbank Signature $22,500

before credit crises and amex going crazy $25,000

Message 3 of 80
Regular Contributor

Re: Highest Credit Line

I Have 2 at 20k Discover won't go over 12k and a few under 10k, I believe the ccc stay at 20% anual income.

Message 4 of 80
Established Contributor

Re: Highest Credit Line

Citi Dividend at 25k, but have had since 1985, Citi Drivers Edge at 12.6k, Discover at 8.9k, Cap One at 10.6k, and Barclays at 6k (no auto cli in 2  yrs)

Current Score: EQ: 828, EX: 833, TU: 820 Citi TY Premier WEMC 46.5, (Since 1983)Discover 15.6k|BOA WMC 30.5k|Barclays Juniper Rewards 15k|Barclays Amex 20k| Cap One QS WMC 15K|Chase Freedom VS 19.3k|Citi Dividend WEMC 25k|FNBO 15.5k|CSP 22.1K|Chase Marriott 31.3k|Citi TYP 20K|Citi DP 16.5k|Macys 5k|Sams MasterCard 15k|Barclay Arrival Plus WEMC 18.7k|Chase IHG WMC 26k|Citi Double Cash 10k|Chase MileagePlus Explorer 14k|Amex Everyday 16.2|BBVA Amex 22.5k|Total Rewards VS 12.5k|SGV 10K|Venture 12k|BOA Virgin Atlantic WEMC 11.2K|MB Amex 9.5k
Message 5 of 80
Regular Contributor

Re: Highest Credit Line

L.L. Bean Visa (issued by Barclays) - $30K

 

3 other cards (Chase & BOA) between $25K & $29.1K

 

2 cards (CapOne & PenFed) - $20K

 

Message 6 of 80
Moderator Emerita

Re: Highest Credit Line

$27K on USAA MC. Thinking of closing my USAA AmEx and combining them (if they let me), which would be $37K.

 

Next one down is PenFed Plat Visa at $20.3K, then a BofA at $18K.

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 7 of 80
Established Contributor

Re: Highest Credit Line

Discover More... 25k

 

NFCU Platinum Visa... 25k

Message 8 of 80
Regular Contributor

Re: Highest Credit Line

How much of our CL do we need to use to not get CLD? BofA ? Discover ? Citi ? Amex ?

Message 9 of 80
Moderator Emeritus

Re: Highest Credit Line

 


PRILEY wrote:

How much of our CL do we need to use to not get CLD? BofA ? Discover ? Citi ? Amex ?


 

I can only speak for myself.

 

BoA           $11,000    CL  I auto pay my gas bill on this one; never more than about $50 a month. I've done this for several years.

                     $8,300    CL  I auto pay my XM radio account at $16 a month also for several years.

 

Citi               $6,500    CL Cable bill for about $66 a month.

Cap 1          $4,000    CL Water bill each month $50+

Discover   $13,300    CL This is the only one I run alot of charges through each month.

 

As you can see I don't use very much of my CL's at all and don't plan to in the future. If that ever results in a CLD I guess I'll live with that.  Smiley Happy

 

 

 

From a BK years ago to:
EX - 9/09 pulled by lender 802
EQ - 7/06-663, 3/10-800
TU - 8/10-772
You can do the same thing with hard work


 

Message 10 of 80