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Established Contributor
Posts: 530
Registered: ‎07-28-2008
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Highest Credit Line

Hey Guys:

 

I would like to take a survey on credit lines.

 

What is the highest credit line you or someone you know has on a credit card and with what bank or credit union? This doesn't include the "no pre-set spending limit" cards.

 

Currently, I have $12,500 on my Bank of America / Amex Accelerated Rewards card. This may change after today's PenFed app, we'll see since it's still pending. The rep said the computer is suggesting 20K but they need to verify some things first.

 

UM

Equifax Fico 785 as of 01/18/2012
Regular Contributor
Posts: 185
Registered: ‎07-26-2009
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Re: Highest Credit Line

18k with citicard driver's edge

Epic Contributor
Posts: 23,841
Registered: ‎10-23-2007
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Re: Highest Credit Line

USbank Signature $22,500

before credit crises and amex going crazy $25,000

Fico Scores: EQ- 662., TU 684 Barclay, EX 700 (3/21/15)

You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
72 Cards and Counting :smileytongue:
Regular Contributor
Posts: 159
Registered: ‎11-29-2007
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Re: Highest Credit Line

I Have 2 at 20k Discover won't go over 12k and a few under 10k, I believe the ccc stay at 20% anual income.

TU / FICO Clasic 04 (767), EQ / Facta Beacon 5.0 (723), EX / Fair Isac Ver 2 (761) 9/28/2010 From the lender.
Established Contributor
Posts: 620
Registered: ‎05-09-2009
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Re: Highest Credit Line

Citi Dividend at 25k, but have had since 1985, Citi Drivers Edge at 12.6k, Discover at 8.9k, Cap One at 10.6k, and Barclays at 6k (no auto cli in 2  yrs)

Current Score: EQ: 807 TU: 811 EX: 813 (Fico) 8/14
Goal Scores: 760 Across all 3-Finally


Citi TY Premier 46.5k| Discover 15.6k|BOA WMC 30.5k|Barclays Juniper Rewards 15k|Barclays Amex 20k| CapOne 15K|Chase Freedom VS 19.3k|Citi Dividend WMC 25k|FNBO 15.5k|CSP 22.1K|Chase Marriott 31.3k|Citi TYP 20K|Citi DP 16.5k|Macys 5k|Sams MasterCard 15k|Barclay Arrival Plus WEMC 18.7k|Chase IHG WMC 26k|Citi Double Cash 10k|Chase MileagePlus Explorer 14k|Amex Everyday 16.2k
Regular Contributor
Posts: 179
Registered: ‎10-21-2008
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Re: Highest Credit Line

L.L. Bean Visa (issued by Barclays) - $30K

 

3 other cards (Chase & BOA) between $25K & $29.1K

 

2 cards (CapOne & PenFed) - $20K

 

Moderator Emerita
Community Leader
Epic Contributor
Posts: 28,098
Registered: ‎04-01-2007
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Re: Highest Credit Line

$27K on USAA MC. Thinking of closing my USAA AmEx and combining them (if they let me), which would be $37K.

 

Next one down is PenFed Plat Visa at $20.3K, then a BofA at $18K.

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Established Contributor
Posts: 742
Registered: ‎12-19-2008
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Re: Highest Credit Line

[ Edited ]

Discover More... 25k

 

NFCU Platinum Visa... 25k

Regular Contributor
Posts: 159
Registered: ‎11-29-2007
0

Re: Highest Credit Line

How much of our CL do we need to use to not get CLD? BofA ? Discover ? Citi ? Amex ?

TU / FICO Clasic 04 (767), EQ / Facta Beacon 5.0 (723), EX / Fair Isac Ver 2 (761) 9/28/2010 From the lender.
Moderator
Posts: 15,735
Registered: ‎07-14-2009
0

Re: Highest Credit Line

[ Edited ]

 


PRILEY wrote:

How much of our CL do we need to use to not get CLD? BofA ? Discover ? Citi ? Amex ?


 

I can only speak for myself.

 

BoA           $11,000    CL  I auto pay my gas bill on this one; never more than about $50 a month. I've done this for several years.

                     $8,300    CL  I auto pay my XM radio account at $16 a month also for several years.

 

Citi               $6,500    CL Cable bill for about $66 a month.

Cap 1          $4,000    CL Water bill each month $50+

Discover   $13,300    CL This is the only one I run alot of charges through each month.

 

As you can see I don't use very much of my CL's at all and don't plan to in the future. If that ever results in a CLD I guess I'll live with that.  :smileyhappy:

 

 

 

From a BK years ago to:
EX - 9/09 pulled by lender 802
EQ - 7/06-663, 3/10-800
TU - 8/10-772
You can do the same thing with hard work


 

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