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Highest Limit Credit Card

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Roarmeister
Frequent Contributor

Re: Highest Limit Credit Card

I'm pretty consistent across the board. My Cap1 card can't get a higher limit on that specific product, I would have to PC to get a higher limit.  And one of the others is a gold card and also limited to just $20k.  I have other LOC, mortagae cash account and overdraft protection so my total credit available is over $135k which is higher than my $105k income and more than 10x what I had 7 years ago.  I might be able to get higher CLs but I am quite happy with where I am at right now.

Starting Score: EQ 732 October 2007; Current Score: EQ 839; TU 865, July 2022;
Oldest Reporting EQ Account: 20.4 years; EQ AAoA: 9.9 years;
ACTUAL Oldest account 40.1 years; ACTUAL AAoA 19.3 years.





Message 31 of 115
B335is
Moderator Emeritus

Re: Highest Limit Credit Card

Highest limit: Amazon Store Card $18k
Total limits: $350k
Message 32 of 115
DaveSignal
Valued Contributor

Re: Highest Limit Credit Card

Highest limit is NFCU at $20k, but I only use this card for 0% financing if I have a big purchase

Total CL: $102k

EX:694 TU:744 EQ:777
Amex ED $19.5k - BoA Travel Rewards $15k - CSP $5k - SDFCU EMV $15k - NFCU goRewards $20k - Barclays Arrival $6.5k
Message 33 of 115
s_haliz
Valued Contributor

Re: Highest Limit Credit Card


@Roarmeister wrote:

I'm pretty consistent across the board. My Cap1 card can't get a higher limit on that specific product, I would have to PC to get a higher limit.  And one of the others is a gold card and also limited to just $20k.  I have other LOC, mortagae cash account and overdraft protection so my total credit available is over $135k which is higher than my $105k income and more than 10x what I had 7 years ago.  I might be able to get higher CLs but I am quite happy with where I am at right now.


I like your response: "I am quite happy with where I am at right now"

TU FICO 850 | EQ FICO 850 I EX FICO 850
Message 34 of 115
s_haliz
Valued Contributor

Re: Highest Limit Credit Card


@B335is wrote:
Highest limit: Amazon Store Card $18k
Total limits: $350k

Very impressive total credit limit. 

TU FICO 850 | EQ FICO 850 I EX FICO 850
Message 35 of 115
Roarmeister
Frequent Contributor

Re: Highest Limit Credit Card


@s_haliz wrote:

@Roarmeister wrote:

I'm pretty consistent across the board. My Cap1 card can't get a higher limit on that specific product, I would have to PC to get a higher limit.  And one of the others is a gold card and also limited to just $20k.  I have other LOC, mortagae cash account and overdraft protection so my total credit available is over $135k which is higher than my $105k income and more than 10x what I had 7 years ago.  I might be able to get higher CLs but I am quite happy with where I am at right now.


I like your response: "I am quite happy with where I am at right now"


Well, I'm not sure how high a CL my platinum cards will give me and to find out if I can get higher will probably require a hard inquiry so I am just not interested.

Starting Score: EQ 732 October 2007; Current Score: EQ 839; TU 865, July 2022;
Oldest Reporting EQ Account: 20.4 years; EQ AAoA: 9.9 years;
ACTUAL Oldest account 40.1 years; ACTUAL AAoA 19.3 years.





Message 36 of 115
petarap
Regular Contributor

Re: Highest Limit Credit Card

Highest limit: Amex BCE $19,800

Total CL: $37,950

____________________________________________________________________________________
Recent Scores: 758 Walmart TU 8/2/2015, Amex FICO EX 777 Aug 2015
-----------------------------------------------------------------------------------------------------------------------------------------------
AMEX BCE $19,800, Chase Sapphire Preferred $18,000, Chase Freedom $17,000
Macy's Amex $6,000, Barclay's Arrival+ $5,000, Walmart Card $4,500, Capital One QS $2,500,
Capital One QS $2,250, BOA Travel Rewards Visa $2000, Sears Citi MC $1,000
Message 37 of 115
ramblinggirl
Regular Contributor

Re: Highest Limit Credit Card


@s_haliz wrote:

What is your highest credit limit credit card? What is your overall credit limit (that includes all of your cards)? 


My  highest credit limit is $42,000  and overall credit limit is aprox $184,000 but I am sure I have miss some in my total.

Message 38 of 115
ramblinggirl
Regular Contributor

Re: Highest Limit Credit Card


@ramblinggirl wrote:

@s_haliz wrote:

What is your highest credit limit credit card? What is your overall credit limit (that includes all of your cards)? 


My  highest credit limit is $42,000  and overall credit limit is aprox $184,000 but I am sure I have miss some in my total.


And  i too will add that I am happy where I am in terms of my credit limits.

Message 39 of 115
SevenNEW
Established Contributor

Re: Highest Limit Credit Card

Highest limit: BCE 24.6K. Total limit ca. 40K, hoping to break 50K next year.

SevenNEW, Garden Nerd - In the Garden until 2015!
4.2K 10K 24.6K
Message 40 of 115
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