Does anyone know how high a limit Navy Federal offers on their credit cards? Is $50,000 possible?
I've got a credit score over 800, with a NFCU card, a USAA card, and a AMEX Blue Cash card. But I'm a minimalist, so anything unecessary usually finds its way in the trash. I'm considering getting rid of my USAA card and just continuing to (hopefully) get credit limit increases on my NFCU card - since my USAA card has the lower credit limit and the higher interest rate. Then that would leave me with a cash back card and a low interest card.
I actually would only need my NFCU credit limit to be $25,000 to be able to ditch the USAA card without any setback in total limit, but knowing that $50,000 is possible would make me feel better about ditching a card completely.
Additionally, can anyone think of a good reason to keep the USAA card? The credit utilization and account age factors won't affect me. Anything else I should be thinking of though?
One thing that I did think of is that the USAA is my only MasterCard... not sure if that really matters at all?
I would say $50K is doable based on the limits on this forum. People with $50K salaries are getting $15K, so a person with $150K salary should qualify.
Most NFCU cards max out at $50k but the Flagship goes to $80,000. They also offer a couple of Mastercards if that is a concern.
I'm interested in their Master Card. Great card and especially when traveling abroad.
NFCU leads with VISA but has a MC. I think USAA used to offer both but has dropped ties with VISA.
I understand mimalizing but why noyt sock drawer the USAA card or let some small monthly recurring bill go there? Use the NFCU as your primary. I have NFCU VISA and MC, each with an 11K limit.