Reply
Senior Contributor
score_building
Posts: 3,533
Registered: ‎01-10-2008
0

Re: Highest UTIL% amex approval?

[ Edited ]

 


jchristo wrote:

Anyone been approved for an AMEX charge card with a UTIL% over 70%?

 

Just curious to see if this is possible...

 

Currently at 73% because of high balances on my parent's account which i am an AU on, and im just drooling over the zync...

My credit score is 701 other wise.... just that darn utilization that makes me nervous!




they have in certain cases been quite permissive of highish UTi with charge cards approvals in particular...in general don't recommend app over about say 30% but many have had their mileage vary and an approval may await you, it will likely be other variables (that can or not offset the high UTI) that are determinative.  GL with your decision.

 

FICOS:
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (Barclays)
Regular Contributor
creditguy-378
Posts: 190
Registered: ‎03-23-2011
0

Re: Highest UTIL% amex approval?

Hi i would say get your uti.. down to about 30%

always use credit wisely and you won't ever feel like you're working just for the task master

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+