04-08-2011 04:55 PM - edited 04-08-2011 05:02 PM
Anyone been approved for an AMEX charge card with a UTIL% over 70%?
Just curious to see if this is possible...
Currently at 73% because of high balances on my parent's account which i am an AU on, and im just drooling over the zync...
My credit score is 701 other wise.... just that darn utilization that makes me nervous!
they have in certain cases been quite permissive of highish UTi with charge cards approvals in particular...in general don't recommend app over about say 30% but many have had their mileage vary and an approval may await you, it will likely be other variables (that can or not offset the high UTI) that are determinative. GL with your decision.