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Highest starting CL for prime Capital One cards?

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h4ldol
Contributor

Highest starting CL for prime Capital One cards?

Just curious what other folks have gotten for starting CL with prime (for 'excellent credit') Capital One cards.  Didn't really find any info when searching, but thought this would be interesting given Capital One's reputation for being stingy with CL.  

 

Personally, I got a $7,700 back around 2006 for some sort of Cap One platinum card, but that was with a balance transfer.  Without a BT, I don't know if they would have given me that CL.  I also have a Sony Card that Cap One bought from Chase last year or so that came it at $6,900 and has stayed there (but I haven't really used it in a decade or so).

 

Please note the type of card, the CL, and FICO score (or brief credit profile if possible) when you were approved.  Thanks!

Message 1 of 6
5 REPLIES 5
boomhower
Valued Contributor

Re: Highest starting CL for prime Capital One cards?

HIghest I've seen is $20k.  It's going to depend on your income and other reporting limits.  CapOne prime cards are a whole different ballgame than their subprime cards, almost like a different company.

Message 2 of 6
h4ldol
Contributor

Re: Highest starting CL for prime Capital One cards?


@boomhower wrote:

HIghest I've seen is $20k.  It's going to depend on your income and other reporting limits.  CapOne prime cards are a whole different ballgame than their subprime cards, almost like a different company.


Wow, $20k to start?  Nice!

Message 3 of 6
pizzadude
Credit Mentor

Re: Highest starting CL for prime Capital One cards?


@boomhower wrote:

HIghest I've seen is $20k.  It's going to depend on your income and other reporting limits.  CapOne prime cards are a whole different ballgame than their subprime cards, almost like a different company.



Curious, is their customer service any different/better for their prime cards ?

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 4 of 6
lanc
Regular Contributor

Re: Highest starting CL for prime Capital One cards?

Same customer service but people who get approved for 5000+ get a world mastercard instead of their platinum card.  This gives benefits such as extended warranty protection travel loss accident etc

 

http://www.capitalone.com/creditcards/cash-rewards-credit-card/

 

 

Message 5 of 6
SwiftTone
Valued Contributor

Re: Highest starting CL for prime Capital One cards?


@lanc wrote:

Same customer service but people who get approved for 5000+ get a world mastercard instead of their platinum card.  This gives benefits such as extended warranty protection travel loss accident etc

 

http://www.capitalone.com/creditcards/cash-rewards-credit-card/

 

 


I have those benefits on my regular/rebuilder "Platinum" card

AMEX: $25,000, CSR: $10,000, Chase Priority Club: $1,500, Freedom: $5000, Freedom Unlimited: $1000, Discover: $21,000, BoA $11,000, WF Cash Wise: $5000

EQ FICO - 753
TU FICO - 755
EX FICO(AMEX) - 766
Message 6 of 6
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