Highly Impressed with Barclays, Successful PC to t... - Page 2 - myFICO® Forums

chalupaman · ‎10-03-2014

@Anonymous wrote:
wait, you got arrival+ but not world elite mastercard?

No. It's the no annual fee version which I think is still a WMC. I was just wondering if with their annual fee version if you don't qualify for the Elite version of the card whether they'd just give people the WMC version of the Arrival + instead.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down

Anonymous · ‎10-03-2014

Congrats on the successful PC to the Arrival!

skigirl916 · ‎10-03-2014

@chalupaman wrote:
@Anonymous wrote:
wait, you got arrival+ but not world elite mastercard?
No. It's the no annual fee version which I think is still a WMC. I was just wondering if with their annual fee version if you don't qualify for the Elite version of the card whether they'd just give people the WMC version of the Arrival + instead.

I asked a similar question the other day. I was initially denied for the Arrival+ WEMC and not offered an alternative. I recon'd, and was approved for the Arrival+ WEMC. I was never given a "lower option" alternative.

chalupaman · ‎10-03-2014

@skigirl916 wrote:
@chalupaman wrote:
@Anonymous wrote:
wait, you got arrival+ but not world elite mastercard?
No. It's the no annual fee version which I think is still a WMC. I was just wondering if with their annual fee version if you don't qualify for the Elite version of the card whether they'd just give people the WMC version of the Arrival + instead.
I asked a similar question the other day. I was initially denied for the Arrival+ WEMC and not offered an alternative. I recon'd, and was approved for the Arrival+ WEMC. I was never given a "lower option" alternative.

I see. That clears up a lot then.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down

Anonymous · ‎10-04-2014

Congrats!

FlawlessShineAutoSpa · ‎10-04-2014

Congratulations on your PC to your Barclay Arrival CC! Continue Success in The World of Credit Cards!

American Express Blue Cash Everyday $2000 •• Cap1 Venture One $10K
Barclaycard Rewards Mastercard $1500 •• Chase Freedom Visa $3500
Cap 1 Quicksilver Visa $5000 •• Cap 1 Quicksilver Mastecard $2000
Syncrhrony $1500 •• Citi Double Cash $1700 •• Cap1 Spark Classic $2000
Credit One Visa $500