06-18-2013 07:25 AM
06-18-2013 07:32 AM
congrats, i like hearing success stories keep me pushing foward. its alot of work but so worth it when those 3 numbers finally hold value.
06-18-2013 09:20 AM
I started reading myfico in mid December 2012 in search for answers after looking at all my credit mistakes over the years.
After gathering some information I decided to jump and sign up for EQ score watch, which I began at 620 on 1/18/13. That was an eye opener and decided to start on the Rebuilding Forum, where I found many questions to my answer on the credit quest.
Today for the first time in many years, I reached EQ 700 on 6/16 ( which may just be a number), but I feel that after many hours spend/invested and letters sent, this is a new starting point. I know my score may go up and down, but I will always think about how much I struggled to regain control of my credit and my finances.
Now I have several TLs with positive information, which I hope I can see grown with time (but not in balance/debt).
I have been back and forth on the rebuilding,credit cards and garden forums, as I would also like to share my personal experience with my fellow community members.
Thank you to all the seasoned members and MODs for contributing and sharing your own experiences.
Special mention to RobertEG, shogun,guiness56,youngandcreditworty and 09Lexie.
Welcome to the 700 Club...lol...congrats to you!
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO