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Would the increase amount be greater if there is no balance on the card, or is the amount set no matter what your balance is? Any experiences with this?
Thanks
I hit it twice on two accounts with balances.. first time they gave me nice increases.. This month they decided to take AA and chase my balance. $3,500 on $13.5k card, is now a $3,500 balance on a $3,650 limit card. (recently rate jacked from 5.24% to 29.99%)
My 0% promo balance of $7800 on a $9500 card is now a $7800 balance on a $7850 card.
Citi is now on my list to never recieve another dollar of my business. All balances and transactions will now go to PenFed, 360FCU, Navy FCU, and Discover .
YMMV