Credit Cards Center Credit cards from our partners
Reply
Regular Contributor
Posts: 198
Registered: ‎01-25-2008
0

Hit submit button twice on app!!

Hi all,
 
have any of you apped twice for the same card by accident? Well my BF just did and he got the same message back of will require 30 days to process your request.
 
Now he didn't  mean to but he thought it didn't go through the first time it was just slow or something and he apped again. Will this hurt his chances of maybe being approved? The apps were like 2 minutes apart.
apping spree or shopping spree...lesser of 2 evils???hmmm
New Visitor
Posts: 661
Registered: ‎07-17-2007
0

Re: Hit submit button twice on app!!

Your BF should give them a call and ask. If he does get turned down because of the double app, definitely try a recon. A manual review would likely correct the mistake.
Regular Contributor
Posts: 198
Registered: ‎01-25-2008
0

Re: Hit submit button twice on app!!

Thanks for the reply we freaked out when he did it. he thinks they will think he was trying to do something unlawful.
apping spree or shopping spree...lesser of 2 evils???hmmm
New Visitor
Posts: 661
Registered: ‎07-17-2007
0

Re: Hit submit button twice on app!!

Even if they think it was on purpose, it isn't illegal to apply twice. If it's against their rules that would only mean an auto deny for the second app.
Regular Contributor
Posts: 198
Registered: ‎01-25-2008
0

Re: Hit submit button twice on app!!

I know. He was just kidding. He is going to give them a call monday and give them a heads up regardless. At least wants to be considered for the first app before the big decline. Is 30 day review a good sign or usual denial?
apping spree or shopping spree...lesser of 2 evils???hmmm
Member
Posts: 9
Registered: ‎04-02-2008
0

Re: Hit submit button twice on app!!

Is 30 day review a good sign or usual denial? --- Which card was the application for?
Regular Contributor
Posts: 198
Registered: ‎01-25-2008
0

Re: Hit submit button twice on app!!

It was an aaa rewards visa backed by FIA/Bank of America Good rates and terms. got the app back in march and just decided about it yesterday. I hope he gets it.
apping spree or shopping spree...lesser of 2 evils???hmmm
Highlighted
Moderator Emeritus
Posts: 3,417
Registered: ‎12-27-2007
0

Re: Hit submit button twice on app!!



laila08 wrote:
It was an aaa rewards visa backed by FIA/Bank of America Good rates and terms. got the app back in march and just decided about it yesterday. I hope he gets it.



My mother has that card w/ a 25k CL.  She's also had it for 15 years, but keeps it b/c of the promo offers.  Last year she got a 0% offer and replaced her heating and cooling system, as well as a new water heater.  Good deal.
~*~*~*~*~*~*~*~*~*~*~
From 700 in 2008 to 498 in 2012...
4/23/12 -- BK 13 date of filing EQ = 505
4/18/12 -- EQ 498
12/5/13 -- EQ 669
Here we go.... back on track.

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.