Reply
Valued Contributor
Posts: 1,910
Registered: ‎11-17-2012
0

Hmmm...Discover Is Interested In Me Too!

Anybody remember my thread from a few days ago about AMEX wanting me, and I joked about Discover eventually sending me stuff too?

 

discover.PNG

 

Looks like Discover is curious in me as well XD wonder when I'll get a mailing for it! Likely won't jump though, if it's just the plain ol' IT with no bonuses it'll just be fed to the shredder...interesting that they inquired on my EQ, but when my brother applied they pulled TU...

 

WHY DO THESE CREDITORS DO THIS TO ME D: gosh, i can't even accurately guess what they'd pull for a hard pull anymore XD

 

Besides, if (many years) later on I decide to get Discover, I'd rather get the $50 bonus referral from my brother or boyfriend! Or, if a real Discover card does not fit my taste down the road, I'd rather get a Walmart card for the free FICO and the satisfaction of having something on the Discover network.

 

Does anybody else get these PRMs (soft pulls for offers) on other bureaus that a creditors doesn't typically pull?

Capital One Quicksilver World Mastercard $20k | JCPenney Gold $10k | Shell Drive for Five $800 | Chase Freedom Visa Signature $9.8k | TD Bank Easy Rewards Visa Signature $5k | Chase Sapphire Visa Signature $10k | American Express Blue Sky $13.7k | Discover IT $13k | SavingStar American Express $14.8k | American Express BCE $11.3k

FICOS: EX 759 EQ 704 TU 754 VantageScore 3.0: EX 746 EQ 747 TU 747 Credit Sesame (EX) 756 Credit.com (EX) 784
Moderator
Posts: 27,207
Registered: ‎09-13-2012
0

Re: Hmmm...Discover Is Interested In Me Too!

Last time I remember Discover giving a bonus was last year.
Valued Contributor
Posts: 1,910
Registered: ‎11-17-2012
0

Re: Hmmm...Discover Is Interested In Me Too!


09Lexie wrote:
Last time I remember Discover giving a bonus was last year.

Yeah, and that was for the More, wasn't it?

 

Well, maybe when the "newness" of the IT fades and popularity declines, they'll start offering sign up bonuses again to get people to sign up. We will have to wait and see!

Capital One Quicksilver World Mastercard $20k | JCPenney Gold $10k | Shell Drive for Five $800 | Chase Freedom Visa Signature $9.8k | TD Bank Easy Rewards Visa Signature $5k | Chase Sapphire Visa Signature $10k | American Express Blue Sky $13.7k | Discover IT $13k | SavingStar American Express $14.8k | American Express BCE $11.3k

FICOS: EX 759 EQ 704 TU 754 VantageScore 3.0: EX 746 EQ 747 TU 747 Credit Sesame (EX) 756 Credit.com (EX) 784
Moderator
Posts: 27,207
Registered: ‎09-13-2012
0

Re: Hmmm...Discover Is Interested In Me Too!

Yep! Guess they think the $50 buck referral was enough.
Valued Contributor
Posts: 1,397
Registered: ‎01-14-2009
0

Re: Hmmm...Discover Is Interested In Me Too!

Why don't you apply for the Discover IT card? Let your brother or boyfriend refer you.

Valued Contributor
Posts: 1,910
Registered: ‎11-17-2012
0

Re: Hmmm...Discover Is Interested In Me Too!


kevinjjc wrote:

Why don't you apply for the Discover IT card? Let your brother or boyfriend refer you.


I'm good for right now with my 6 (soon to be 7, with my Blue Sky offer) cards.

 

And especially considering impending inquiries in the next 2-3 years of: 2 years worth of potential Graduate Plus loans, potential auto loan, and apartment inquiries.

 

I'm holding off. Also, I have an obsession about reaching the 800s, so apping at this point in time for the Discover card doesn't make sense to me! But it is something to think about for the future!

Capital One Quicksilver World Mastercard $20k | JCPenney Gold $10k | Shell Drive for Five $800 | Chase Freedom Visa Signature $9.8k | TD Bank Easy Rewards Visa Signature $5k | Chase Sapphire Visa Signature $10k | American Express Blue Sky $13.7k | Discover IT $13k | SavingStar American Express $14.8k | American Express BCE $11.3k

FICOS: EX 759 EQ 704 TU 754 VantageScore 3.0: EX 746 EQ 747 TU 747 Credit Sesame (EX) 756 Credit.com (EX) 784
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.