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Frequent Contributor
randeman
Posts: 272
Registered: ‎12-13-2012
0

Holland America Barclay's Visa

Just sharing another success story.  Saw this card online and thought since I like HAL I would give it a shot.  Was denied online but called credit analyst who reviewed my "excellent" (her words, not mine) credit history, asked a few mundane questions, and approved a card with a $2500 limit and a 15.9% interest rate (I don't know which I am happier about, the lower than usual interest rate or the approval itself),  Nice start to my day.

 

Fico is 687.

Experian Score: 689--Amex 27 July 2014; Equifax Score 680--MyFICO--17 September 2014; TransUnion Score 718-Discover 20 August 2014--PUH-RAISE JESUS, I finally broke 700!!! Cards and Credit Lines: Escape by Discover, Chase Freedom Signature Visa, Chase United MileagePlus Explorer Signature Visa, Chase Sapphire Preferred Signature Visa, Barclay's Holland America Visa, Citibank Custom Credit Line, Paypal Custom Connect Credit Line, Bloomingdale's, Macy's Premier Elite, Amazon Store Card, Lord & Taylor, Nordstrom, Discover It, Gold Delta SkyMiles from American Express, PayPal BML.
Valued Contributor
chnceit
Posts: 1,524
Registered: ‎08-17-2008
0

Re: Holland America Barclay's Visa

Congrats Barclay is great with recons. Treat then well and they will show it right back

$100K in Credit
Last Credit Card App: 11/16/13
Frequent Contributor
randeman
Posts: 272
Registered: ‎12-13-2012
0

Re: Holland America Barclay's Visa

Thank you.  That's good to know.  In my experience the same applies to my Discover account.  They treat me well, and I do the same for them!

Experian Score: 689--Amex 27 July 2014; Equifax Score 680--MyFICO--17 September 2014; TransUnion Score 718-Discover 20 August 2014--PUH-RAISE JESUS, I finally broke 700!!! Cards and Credit Lines: Escape by Discover, Chase Freedom Signature Visa, Chase United MileagePlus Explorer Signature Visa, Chase Sapphire Preferred Signature Visa, Barclay's Holland America Visa, Citibank Custom Credit Line, Paypal Custom Connect Credit Line, Bloomingdale's, Macy's Premier Elite, Amazon Store Card, Lord & Taylor, Nordstrom, Discover It, Gold Delta SkyMiles from American Express, PayPal BML.

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