@revvystoke wrote:When I asked for a CLI I asked if they had a minimum score. The csr told me the minimum they consider is 670. Said it was for any discover product, but at the time I was only asking for a cli and not a new card.
Well, I don't know about that. They recently approved my DH for a More card with a $1000 CL, and his EQ score (which they provided) was 631. He didn't qualify for their best terms -- 3.9% for 6 months as opposed to 0% -- but at least he's in.
Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Well, I don't know about that. They recently approved my DH for a More card with a $1000 CL, and his EQ score (which they provided) was 631. He didn't qualify for their best terms -- 3.9% for 6 months as opposed to 0% -- but at least he's in.
What did his credit profile look like, if you don't mind me asking?
Starting Score: 648