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Holy Crap APPROVED for Barclay's Apple!!!!

Established Contributor

Holy Crap APPROVED for Barclay's Apple!!!!

I'm freaking out now guys. I just was just instantly approved for Barclay's Apple on-line with a 1900CL. I'm really at a loss for words. To be honest, I'm getting choked up. I just never thought I could fix my credit. Ever. It seemed insurmountable! But my moment has finally arrived. I'm here! Thank you all SO SO MUCH for giving me a life filled with optomism.

Transunion: 713 FICO (5/13/2014) MyFico
Experian: 789 FICO (4/10/12) Lender Pull
Equifax: 695 FICO (1/10/14) MyFico

My cards: Chase United Mileage Plus 7000CL (3/12), CITI Simplicity 1800CL (9/12), Cap1 Platinum 1000CL (2/10), Cap1 Cash back 1500CL (11/11), Apple Barclay's 2500CL (11/11), Discover IT 6000CL (5/13)

My Primary Financial Goal is to put down my utl%.



Message 1 of 131
130 REPLIES
Epic Contributor

Re: Holy Crap APPROVED for Barclay's Apple!!!!

I feel like when you get the first instant approval for a REAL card that kind of leads you out of that rebuild stage it is a wonderful feeling... SUPER CONGRATS!

Message 2 of 131
Super Contributor

Re: Holy Crap APPROVED for Barclay's Apple!!!!

 

Congrats on the approval !!!!

 

Barclay's gives decent CLIs, just call their backdoor number after you have had the card a few months, the credit analysts are friendly and reasonable.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 3 of 131
Established Contributor

Re: Holy Crap APPROVED for Barclay's Apple!!!!

congrats!!!!  I'm totally appy for you! 

 

Now get back to the garden!!!!!  Smiley Wink

Filed BK 12/5/14
341 meeting 1/9/15
Anticipated discharge 3/10/15

Goal: 700 by 3/2017
Message 4 of 131
Established Contributor

Re: Holy Crap APPROVED for Barclay's Apple!!!!

Thanks so much. Should I go ahead and purchase my iPad2 now on-line or should I wait until I get my card? Do they want me to use the card immediately?

Transunion: 713 FICO (5/13/2014) MyFico
Experian: 789 FICO (4/10/12) Lender Pull
Equifax: 695 FICO (1/10/14) MyFico

My cards: Chase United Mileage Plus 7000CL (3/12), CITI Simplicity 1800CL (9/12), Cap1 Platinum 1000CL (2/10), Cap1 Cash back 1500CL (11/11), Apple Barclay's 2500CL (11/11), Discover IT 6000CL (5/13)

My Primary Financial Goal is to put down my utl%.



Message 5 of 131
Valued Contributor

Re: Holy Crap APPROVED for Barclay's Apple!!!!

Grats home slice. 

My credit journey has completed. I am currently sitting at 800+ across the board.

I started my journey here years ago, and thanks to MyFico, it really is possible.
Message 6 of 131
Established Contributor

Re: Holy Crap APPROVED for Barclay's Apple!!!!

haha I don't know whether to use this thing or not? What do they want me to do??

Transunion: 713 FICO (5/13/2014) MyFico
Experian: 789 FICO (4/10/12) Lender Pull
Equifax: 695 FICO (1/10/14) MyFico

My cards: Chase United Mileage Plus 7000CL (3/12), CITI Simplicity 1800CL (9/12), Cap1 Platinum 1000CL (2/10), Cap1 Cash back 1500CL (11/11), Apple Barclay's 2500CL (11/11), Discover IT 6000CL (5/13)

My Primary Financial Goal is to put down my utl%.



Message 7 of 131
Epic Contributor

Re: Holy Crap APPROVED for Barclay's Apple!!!!

yes use now if that's what you want to buy!

Message 8 of 131
Super Contributor

Re: Holy Crap APPROVED for Barclay's Apple!!!!

Congrats !!

 

Great CL




Message 9 of 131
Established Contributor

Re: Holy Crap APPROVED for Barclay's Apple!!!!

Haha I'm scared to use this thing! On one hand I want to use it quickly so they can't reverse their decision LOL. But on the other hand I'm scared to use it!

Transunion: 713 FICO (5/13/2014) MyFico
Experian: 789 FICO (4/10/12) Lender Pull
Equifax: 695 FICO (1/10/14) MyFico

My cards: Chase United Mileage Plus 7000CL (3/12), CITI Simplicity 1800CL (9/12), Cap1 Platinum 1000CL (2/10), Cap1 Cash back 1500CL (11/11), Apple Barclay's 2500CL (11/11), Discover IT 6000CL (5/13)

My Primary Financial Goal is to put down my utl%.



Message 10 of 131