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Established Contributor
mAndrew1980
Posts: 715
Registered: ‎08-26-2011
0

Holy Crap APPROVED for Barclay's Apple!!!!

I'm freaking out now guys. I just was just instantly approved for Barclay's Apple on-line with a 1900CL. I'm really at a loss for words. To be honest, I'm getting choked up. I just never thought I could fix my credit. Ever. It seemed insurmountable! But my moment has finally arrived. I'm here! Thank you all SO SO MUCH for giving me a life filled with optomism.

Transunion: 713 FICO (5/13/2014) MyFico
Experian: 789 FICO (4/10/12) Lender Pull
Equifax: 695 FICO (1/10/14) MyFico

My cards: Chase United Mileage Plus 7000CL (3/12), CITI Simplicity 1800CL (9/12), Cap1 Platinum 1000CL (2/10), Cap1 Cash back 1500CL (11/11), Apple Barclay's 2500CL (11/11), Discover IT 6000CL (5/13)

My Primary Financial Goal is to put down my utl%.



Epic Contributor
Creditaddict
Posts: 22,046
Registered: ‎10-23-2007
0

Re: Holy Crap APPROVED for Barclay's Apple!!!!

I feel like when you get the first instant approval for a REAL card that kind of leads you out of that rebuild stage it is a wonderful feeling... SUPER CONGRATS!

Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
Moderator
pizzadude
Posts: 9,674
Registered: ‎01-28-2010
0

Re: Holy Crap APPROVED for Barclay's Apple!!!!

 

Congrats on the approval !!!!

 

Barclay's gives decent CLIs, just call their backdoor number after you have had the card a few months, the credit analysts are friendly and reasonable.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Established Contributor
casmith1980
Posts: 636
Registered: ‎03-20-2010
0

Re: Holy Crap APPROVED for Barclay's Apple!!!!

congrats!!!!  I'm totally appy for you! 

 

Now get back to the garden!!!!!  :smileywink:

Filed BK 12/5/14
341 meeting 1/9/15
Anticipated discharge 3/10/15

Goal: 700 by 3/17
Established Contributor
mAndrew1980
Posts: 715
Registered: ‎08-26-2011
0

Re: Holy Crap APPROVED for Barclay's Apple!!!!

Thanks so much. Should I go ahead and purchase my iPad2 now on-line or should I wait until I get my card? Do they want me to use the card immediately?

Transunion: 713 FICO (5/13/2014) MyFico
Experian: 789 FICO (4/10/12) Lender Pull
Equifax: 695 FICO (1/10/14) MyFico

My cards: Chase United Mileage Plus 7000CL (3/12), CITI Simplicity 1800CL (9/12), Cap1 Platinum 1000CL (2/10), Cap1 Cash back 1500CL (11/11), Apple Barclay's 2500CL (11/11), Discover IT 6000CL (5/13)

My Primary Financial Goal is to put down my utl%.



Valued Contributor
GoodCredBen
Posts: 1,535
Registered: ‎10-25-2011
0

Re: Holy Crap APPROVED for Barclay's Apple!!!!

Grats home slice. 

----- IF you find my post helpful, Select the star in the KUDOS button! :smileyhappy:
Starting Score: 512 10/2011 Current Score: EQ: 686 | TU: 689 | EX: 690
In My Wallet: SFCU Visa: $10,000 | UECU Visa: $5000 | WellsFargo: $3900 | Cap1 QS: $3500 | Cap1 QS: $3000 | Cap1 AU: $3250
Established Contributor
mAndrew1980
Posts: 715
Registered: ‎08-26-2011
0

Re: Holy Crap APPROVED for Barclay's Apple!!!!

haha I don't know whether to use this thing or not? What do they want me to do??

Transunion: 713 FICO (5/13/2014) MyFico
Experian: 789 FICO (4/10/12) Lender Pull
Equifax: 695 FICO (1/10/14) MyFico

My cards: Chase United Mileage Plus 7000CL (3/12), CITI Simplicity 1800CL (9/12), Cap1 Platinum 1000CL (2/10), Cap1 Cash back 1500CL (11/11), Apple Barclay's 2500CL (11/11), Discover IT 6000CL (5/13)

My Primary Financial Goal is to put down my utl%.



Epic Contributor
Creditaddict
Posts: 22,046
Registered: ‎10-23-2007
0

Re: Holy Crap APPROVED for Barclay's Apple!!!!

yes use now if that's what you want to buy!

Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
Super Contributor
CS800
Posts: 6,552
Registered: ‎04-07-2008
0

Re: Holy Crap APPROVED for Barclay's Apple!!!!

Congrats !!

 

Great CL




Established Contributor
mAndrew1980
Posts: 715
Registered: ‎08-26-2011
0

Re: Holy Crap APPROVED for Barclay's Apple!!!!

Haha I'm scared to use this thing! On one hand I want to use it quickly so they can't reverse their decision LOL. But on the other hand I'm scared to use it!

Transunion: 713 FICO (5/13/2014) MyFico
Experian: 789 FICO (4/10/12) Lender Pull
Equifax: 695 FICO (1/10/14) MyFico

My cards: Chase United Mileage Plus 7000CL (3/12), CITI Simplicity 1800CL (9/12), Cap1 Platinum 1000CL (2/10), Cap1 Cash back 1500CL (11/11), Apple Barclay's 2500CL (11/11), Discover IT 6000CL (5/13)

My Primary Financial Goal is to put down my utl%.




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