Reply
Established Contributor
Posts: 715
Registered: ‎08-26-2011
0

Holy Crap APPROVED for Barclay's Apple!!!!

I'm freaking out now guys. I just was just instantly approved for Barclay's Apple on-line with a 1900CL. I'm really at a loss for words. To be honest, I'm getting choked up. I just never thought I could fix my credit. Ever. It seemed insurmountable! But my moment has finally arrived. I'm here! Thank you all SO SO MUCH for giving me a life filled with optomism.

Transunion: 713 FICO (5/13/2014) MyFico
Experian: 789 FICO (4/10/12) Lender Pull
Equifax: 695 FICO (1/10/14) MyFico

My cards: Chase United Mileage Plus 7000CL (3/12), CITI Simplicity 1800CL (9/12), Cap1 Platinum 1000CL (2/10), Cap1 Cash back 1500CL (11/11), Apple Barclay's 2500CL (11/11), Discover IT 6000CL (5/13)

My Primary Financial Goal is to put down my utl%.



Epic Contributor
Posts: 24,715
Registered: ‎10-23-2007
0

Re: Holy Crap APPROVED for Barclay's Apple!!!!

I feel like when you get the first instant approval for a REAL card that kind of leads you out of that rebuild stage it is a wonderful feeling... SUPER CONGRATS!

Fico Scores: EQ- 670., TU 705 Sync, EX 728 SoFi(05/04/15)
I'm just trying to catch up to RON1
88 Cards and Counting :smileytongue:
Super Contributor
Posts: 9,674
Registered: ‎01-28-2010
0

Re: Holy Crap APPROVED for Barclay's Apple!!!!

 

Congrats on the approval !!!!

 

Barclay's gives decent CLIs, just call their backdoor number after you have had the card a few months, the credit analysts are friendly and reasonable.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Established Contributor
Posts: 645
Registered: ‎03-20-2010
0

Re: Holy Crap APPROVED for Barclay's Apple!!!!

congrats!!!!  I'm totally appy for you! 

 

Now get back to the garden!!!!!  :smileywink:

Filed BK 12/5/14
341 meeting 1/9/15
Anticipated discharge 3/10/15

Goal: 700 by 3/2017
Established Contributor
Posts: 715
Registered: ‎08-26-2011
0

Re: Holy Crap APPROVED for Barclay's Apple!!!!

Thanks so much. Should I go ahead and purchase my iPad2 now on-line or should I wait until I get my card? Do they want me to use the card immediately?

Transunion: 713 FICO (5/13/2014) MyFico
Experian: 789 FICO (4/10/12) Lender Pull
Equifax: 695 FICO (1/10/14) MyFico

My cards: Chase United Mileage Plus 7000CL (3/12), CITI Simplicity 1800CL (9/12), Cap1 Platinum 1000CL (2/10), Cap1 Cash back 1500CL (11/11), Apple Barclay's 2500CL (11/11), Discover IT 6000CL (5/13)

My Primary Financial Goal is to put down my utl%.



Valued Contributor
Posts: 1,540
Registered: ‎10-25-2011
0

Re: Holy Crap APPROVED for Barclay's Apple!!!!

Grats home slice. 

----- IF you find my post helpful, Select the star in the KUDOS button! :smileyhappy:
Starting Score: 512 10/2011 Current Score: EQ: 686 | TU: 689 | EX: 690
In My Wallet: SFCU Visa: $10,000 | UECU Visa: $5000 | WellsFargo: $3900 | Cap1 QS: $3500 | Cap1 QS: $3000 | Cap1 AU: $3250
Established Contributor
Posts: 715
Registered: ‎08-26-2011
0

Re: Holy Crap APPROVED for Barclay's Apple!!!!

haha I don't know whether to use this thing or not? What do they want me to do??

Transunion: 713 FICO (5/13/2014) MyFico
Experian: 789 FICO (4/10/12) Lender Pull
Equifax: 695 FICO (1/10/14) MyFico

My cards: Chase United Mileage Plus 7000CL (3/12), CITI Simplicity 1800CL (9/12), Cap1 Platinum 1000CL (2/10), Cap1 Cash back 1500CL (11/11), Apple Barclay's 2500CL (11/11), Discover IT 6000CL (5/13)

My Primary Financial Goal is to put down my utl%.



Epic Contributor
Posts: 24,715
Registered: ‎10-23-2007
0

Re: Holy Crap APPROVED for Barclay's Apple!!!!

yes use now if that's what you want to buy!

Fico Scores: EQ- 670., TU 705 Sync, EX 728 SoFi(05/04/15)
I'm just trying to catch up to RON1
88 Cards and Counting :smileytongue:
Super Contributor
Posts: 6,626
Registered: ‎04-07-2008
0

Re: Holy Crap APPROVED for Barclay's Apple!!!!

Congrats !!

 

Great CL




Established Contributor
Posts: 715
Registered: ‎08-26-2011
0

Re: Holy Crap APPROVED for Barclay's Apple!!!!

Haha I'm scared to use this thing! On one hand I want to use it quickly so they can't reverse their decision LOL. But on the other hand I'm scared to use it!

Transunion: 713 FICO (5/13/2014) MyFico
Experian: 789 FICO (4/10/12) Lender Pull
Equifax: 695 FICO (1/10/14) MyFico

My cards: Chase United Mileage Plus 7000CL (3/12), CITI Simplicity 1800CL (9/12), Cap1 Platinum 1000CL (2/10), Cap1 Cash back 1500CL (11/11), Apple Barclay's 2500CL (11/11), Discover IT 6000CL (5/13)

My Primary Financial Goal is to put down my utl%.



Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.