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Established Contributor
Posts: 645
Registered: ‎03-20-2010
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Re: Holy Crap APPROVED for Barclay's Apple!!!!

my suggestion would be to use it now since they lowered the limit for the 0% financing for 12 months.  I'm not sure how long they will have this in effect, so you may as well take advantage of it.  (it's normally purchases $999 or more = 12 mos/0%)

Filed BK 12/5/14
341 meeting 1/9/15
Anticipated discharge 3/10/15

Goal: 700 by 3/2017
New Contributor
Posts: 160
Registered: ‎08-10-2011
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Re: Holy Crap APPROVED for Barclay's Apple!!!!

Congrats!!!!!!! Such a good feeling to get a real card with a real limit, right? I'm not sure about you, but I waited. I kind of enjoyed the feeling of going into the store and swiping the card. Felt better than doing it within the privacy of my home.
Wallet: American Express ZYNC, Barclaycard Financing Visa, Capital One No Hassle Cash MC

Sock Drawer: Capital One Platinum, Best Buy Reward Zone MC, GEMB Wal-Mart (Store only), WFN JCrew (Store), First Premier (Only until June when the AF hits again)
Established Contributor
Posts: 715
Registered: ‎08-26-2011
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Re: Holy Crap APPROVED for Barclay's Apple!!!!

haha Stew I was just thinking that! I want to swipe this bad boy!

Transunion: 713 FICO (5/13/2014) MyFico
Experian: 789 FICO (4/10/12) Lender Pull
Equifax: 695 FICO (1/10/14) MyFico

My cards: Chase United Mileage Plus 7000CL (3/12), CITI Simplicity 1800CL (9/12), Cap1 Platinum 1000CL (2/10), Cap1 Cash back 1500CL (11/11), Apple Barclay's 2500CL (11/11), Discover IT 6000CL (5/13)

My Primary Financial Goal is to put down my utl%.



Super Contributor
Posts: 6,577
Registered: ‎04-07-2008
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Re: Holy Crap APPROVED for Barclay's Apple!!!!


mAndrew1980 wrote:

haha Stew I was just thinking that! I want to swipe this bad boy!



Once you start getting prime cards, the urge to app will eat you alive :smileyhappy:

 

I would say you have worked hard and earned this card so go ahead and treat yourself with an iPad It will be an early Christmas gift for you.




Valued Contributor
Posts: 1,142
Registered: ‎09-01-2011
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Re: Holy Crap APPROVED for Barclay's Apple!!!!

I am thrilled to read this post from you.  I know its been a long time coming.

 

CONGRATULATIONS AND ENJOY!  :smileyvery-happy:  



Husband's Current Score: EX 691 CUSC; EQ 694; TU 687; Mine: EX 773 (AMEX); EQ 720; TU 750
Wallet Contents: SECURED: Capital One Platinum Mastercard, US Bank Harley Davidson Visa, USAA Bank American Express;
UNSECURED: Chase Freedom; USAA Cash Rewards World Mastercard, Discover More, CUSC Platinum Rewards Visa, American Express Zinc, American Express Blue Cash Preferred, Amazon Card, Walmart Discover Card
Senior Contributor
Posts: 3,318
Registered: ‎05-05-2011
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Re: Holy Crap APPROVED for Barclay's Apple!!!!

Congratuations! I'm considering apping for that, too. I *so* want an iPad and also would *love* to have that card. You sig shows your scores, which are similar to mine. Would you mind giving me an idea of what's on your CR? I have a thin file/short history, which is why I am concerned I won't be approved. Plus all of the CC showing right now have low limits, as my new CC and CLI aren't showingyet. I also have one collection due to drop off in january, but somehow I don't think that would be a factor (could be wrong, though).

 

Thanks! And enjoy your iPad! Which one are you getting?

 

BTW, this page shows how to place your order as soon as your credit is approved: https://www.barclaycardus.com/app/japply/misc/apple_faq.jsp

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EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Established Contributor
Posts: 715
Registered: ‎08-26-2011
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Re: Holy Crap APPROVED for Barclay's Apple!!!!

Thank you all so much. If it weren't for MyFico this would not be possible. Bichamon, my credit profile is thin as well. One Cap1 cc with 500CL from 2/11 with 4% utl. My second Cap1 cc with 500CL is not even reporting yet (activated it last week). I do have positive histories with multiple credit card co's (Amex, CITI, etc) dating back 10 years though. Currently I have two baddies (CO from 2005 and partially paid collection).

 

They never would have approved me if MyFico didn't teach me how to GW old CA's. I had two baddies deleted (and a third fell off) which really boosted my scores high enough. This is a big day in my life.

Transunion: 713 FICO (5/13/2014) MyFico
Experian: 789 FICO (4/10/12) Lender Pull
Equifax: 695 FICO (1/10/14) MyFico

My cards: Chase United Mileage Plus 7000CL (3/12), CITI Simplicity 1800CL (9/12), Cap1 Platinum 1000CL (2/10), Cap1 Cash back 1500CL (11/11), Apple Barclay's 2500CL (11/11), Discover IT 6000CL (5/13)

My Primary Financial Goal is to put down my utl%.



Senior Contributor
Posts: 3,318
Registered: ‎05-05-2011
0

Re: Holy Crap APPROVED for Barclay's Apple!!!!

Just curious: on the app, it asks you how much you want to finance. Did you get the amount you asked for, or did you ask for more and did they counter with less?

 

Just wondering because I'd like a higher limit, mostly so it won't negatively affect my util so much. Also, the iPad is around $600 to $800 w/goodies, and you got $1900, so I'm thinking maybe you asked for a higher limit.

 

Thanks! :smileyhappy:

 

 

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EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Established Contributor
Posts: 715
Registered: ‎08-26-2011
0

Re: Holy Crap APPROVED for Barclay's Apple!!!!

 I asked for between $500-$1000. Was VERY surprised to see $1900. When my card arrives I'll be heading down to the Apple store and purchasing the 3G iPad2. It's very exciting. My computer is totally shot and this will be an affordable way to get something -- as well as build my credit with a major institution.

Transunion: 713 FICO (5/13/2014) MyFico
Experian: 789 FICO (4/10/12) Lender Pull
Equifax: 695 FICO (1/10/14) MyFico

My cards: Chase United Mileage Plus 7000CL (3/12), CITI Simplicity 1800CL (9/12), Cap1 Platinum 1000CL (2/10), Cap1 Cash back 1500CL (11/11), Apple Barclay's 2500CL (11/11), Discover IT 6000CL (5/13)

My Primary Financial Goal is to put down my utl%.



Senior Contributor
Posts: 3,318
Registered: ‎05-05-2011
0

Re: Holy Crap APPROVED for Barclay's Apple!!!!

Thank you! How exciting to get more than you asked! You're giving me hope I'll get approved, too. :smileyhappy:

 

 

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EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

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